Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Finotive Funding | Earn2Trade |
|---|---|---|
| Payout | ||
| Profit Split | 75% (up to 90%) | 50% (payouts under $1,500), 80% (payouts over $1,500) |
| First Payout | 1 | 14 |
| Payout Frequency | Weekly (every Friday) | Weekly |
| Max Account Size | $200,000 | $200,000 |
In this independent head-to-head comparison of Finotive Funding vs Earn2Trade, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.
Earn2Trade: Futures prop trading with a subscription career path and one-time Gauntlet Mini evaluation.
Based on our independent scoring methodology, Earn2Trade scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Finotive Funding scores 8.4/10 vs Earn2Trade at 8.8/10.
Minimum Fee: Finotive Funding starts from -; Earn2Trade starts from $68.
Profit Split: Finotive Funding offers 75% (up to 90%); Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade has the higher split.
Platforms: Finotive Funding supports Match Trader, MT5; Earn2Trade is on Tradovate, NinjaTrader, Rithmic, TradingView, Finamark.
Tradeable Markets: Finotive Funding covers Forex, Metals, Energy, Indices, Crypto, Stocks; Earn2Trade offers Futures (CME, COMEX, NYMEX, CBOT).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Finotive Funding and Earn2Trade compare on pricing.
Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.
Earn2Trade challenge fees start from $68. The firm has operated since 2016.
Finotive Funding profit split: 75% (up to 90%). Earn2Trade profit split: 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade delivers the higher cut to traders.
Payout frequency: Finotive Funding pays Weekly (every Friday); Earn2Trade pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of Finotive Funding:
Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.
Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.
2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.
1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.
Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.
Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.
Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.
Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.
Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).
Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.
Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.
Here is our full independent review of Earn2Trade:
Earn2Trade was founded in 2016 and is headquartered in Sheridan, Wyoming, USA. It is a futures-only prop firm offering two distinct evaluation models: the Trader Career Path® (TCP), a monthly subscription program, and the Gauntlet Mini™, a one-time fee evaluation. Both programs provide access to real futures markets via established platforms including Tradovate, NinjaTrader, Rithmic, TradingView, and Finamark.
TCP is a subscription-based evaluation at $150/month for a $25,000 virtual account. After passing (hitting the $1,750 profit target while staying within drawdown limits), traders receive a funded LiveSim® account with no additional subscription fee. The funded account then scales through four capital tiers: $25K → $50K → $100K → $200K by repeatedly meeting profit targets at each stage. No monthly fee is charged at any funded tier — only the evaluation subscription applies.
The Gauntlet Mini is a one-time fee evaluation program starting at $50,000 virtual accounts and available up to $200,000. Fees start from $68. Unlike TCP, passing the Gauntlet Mini grants a funded account matched to the evaluation size rather than a scaled entry point. Full fee details are available at earn2trade.com/the-gauntlet-mini.
TCP uses an end-of-day (EOD) drawdown calculation during evaluation — losses are measured at day close rather than intraday. Daily loss limits apply: $550/day on the $25K account, scaling proportionally through the tiers. A 30% consistency rule applies during evaluation only — at least 30% of trading days must be profitable. This requirement is dropped once funded.
Payouts are made weekly. The profit split is 50% for withdrawals under $1,500 and 80% for withdrawals over $1,500 — an unusual tiered structure that rewards larger payouts. An activation fee is deducted from the first funded withdrawal (no upfront charge). News trading is unrestricted across all programs.
Overall, our independent scoring gives Earn2Trade the edge in this 2026 comparison. However, both firms have their merits. If Finotive Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Earn2Trade scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Earn2Trade offers the higher profit split. Finotive Funding: 75% (up to 90%). Earn2Trade: 50% (payouts under $1,500), 80% (payouts over $1,500).
EA policies: Finotive Funding — check the review. Earn2Trade — check the review. Always verify the latest policy directly with the firm.
News trading: Finotive Funding — check the review. Earn2Trade — check the review.
Read the full Finotive Funding review → · Read the full Earn2Trade review →
Based on our scoring methodology, Earn2Trade edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Finotive Funding offers 75% (up to 90%) profit split, while Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Finotive Funding processes first payouts in 1 day(s), while Earn2Trade takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Finotive Funding nor Earn2Trade are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
