Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Blue Guardian | FundsCap |
|---|---|---|
| Payout | ||
| Profit Split | Up to 90% | Up to 90% (2-Step) / 70% (Instant) |
| First Payout | 7 | - |
| Payout Frequency | On-demand / Daily (Futures Express) / Every 3 days (Futures Standard) | On request (up to 72h processing) |
| Max Account Size | $400,000 | $500,000 |
In this independent head-to-head comparison of Blue Guardian vs FundsCap, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Blue Guardian: 9 Programs. CFD + CME Futures. 24h Guarantee or 100% Profits.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Based on our independent scoring methodology, Blue Guardian scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Blue Guardian scores 8.8/10 vs FundsCap at 8.3/10.
Minimum Fee: Blue Guardian starts from —; FundsCap starts from $49.
Profit Split: Blue Guardian offers Up to 90%; FundsCap offers Up to 90% (2-Step) / 70% (Instant). FundsCap has the higher split.
Platforms: Blue Guardian supports MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts; FundsCap is on MT4, MT5.
Tradeable Markets: Blue Guardian covers Forex, Metals, Indices, Crypto, Commodities, CME Futures; FundsCap offers Forex, Indices, Commodities, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Blue Guardian and FundsCap compare on pricing.
Blue Guardian challenge fees start from —. The firm has operated since 2021. They have funded over 100,000+ traders. Total payouts to date: $25,000,000+.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
Blue Guardian profit split: Up to 90%. FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). FundsCap delivers the higher cut to traders.
Payout frequency: Blue Guardian pays On-demand / Daily (Futures Express) / Every 3 days (Futures Standard); FundsCap pays On request (up to 72h processing). Faster payouts are better for cash flow management.
Here is our full independent review of Blue Guardian:
Blue Guardian was founded in June 2021 by CEO Sean Bainton and is registered in Saint Lucia with operations across 170+ countries. With $25M+ in total payouts distributed, 100,000+ active traders, and a Discord community of 150,000+ members, Blue Guardian has become one of the larger prop trading communities in the space. The platform covers both CFD trading (forex, metals, indices, crypto, commodities) and CME futures, with nine distinct program types across the two tracks.
The firm carries notable sports endorsements — UK boxing champion Chris Eubank Jr and Birmingham City FC — reflecting an unusually high marketing investment for a prop firm. Google reviews sit at 4.9/5.
Blue Guardian suits traders across a wide range of styles. Five CFD program types accommodate everyone from instant-funded traders to 3-step evaluation traders who want more time and breathing room. For futures traders, four separate programs cover daily payout structures, no-daily-loss-limit accounts, and instant direct funding. Expert Advisors and trade copiers are permitted on CFD accounts, making Blue Guardian one of the few platforms where systematic traders can operate without restriction.
News trading is blocked on CFD accounts but permitted on the Futures Express program — a useful distinction for traders whose strategies depend on news momentum.
All CFD programs carry a 90% profit split, no time limit, and weekend/overnight holding. Leverage up to 1:30.
Platforms: MetaTrader 5, TradeLocker, cTrader, Match Trader.
Four futures programs trade CME-listed contracts on NinjaTrader, Tradovate, DeepCharts, and TradingView.
Blue Guardian’s payout guarantee is among the strongest in the industry: if a verified payout request is not processed within 24 hours, the trader receives 100% of the profits rather than the standard split. Methods: Rise or cryptocurrency.
Blue Guardian earns a 7.8 BestProp score. Nine program types across CFD and CME futures, EA and copier permissions on CFD accounts, a 24-hour guarantee with a 100% profit penalty for delays, and a 4.9/5 Google rating make this a well-rounded platform. The $25M+ in payouts and 100K+ active trader base provide meaningful validation.
The Futures Direct program’s 20–30% split is unusually low and should be weighed carefully against the convenience of skipping evaluation. News trading is blocked on all CFD programs. No independent Trustpilot data was available at time of writing — community ratings via Google and Prop Firm Match (4.6/5) are the primary external benchmarks.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Overall, our independent scoring gives Blue Guardian the edge in this 2026 comparison. However, both firms have their merits. If FundsCap better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Blue Guardian scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FundsCap offers the higher profit split. Blue Guardian: Up to 90%. FundsCap: Up to 90% (2-Step) / 70% (Instant).
EA policies: Blue Guardian — check the review. FundsCap — check the review. Always verify the latest policy directly with the firm.
News trading: Blue Guardian — check the review. FundsCap — check the review.
Read the full Blue Guardian review → · Read the full FundsCap review →
Based on our scoring methodology, Blue Guardian edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Blue Guardian offers Up to 90% profit split, while FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Blue Guardian processes first payouts in 7 day(s), while FundsCap takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither Blue Guardian nor FundsCap are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
