Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | AquaFunded | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | 100% | 50-95% (scales over time) |
| First Payout | — | 14 |
| Payout Frequency | Bi-weekly (challenge) / On-demand (instant) | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $400,000 | $240,000 |
It's a Tie!
In this independent head-to-head comparison of AquaFunded vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
AquaFunded: 100% Profit Split. Refundable Fees. On-Demand Instant Funding.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Both firms score equally in our independent methodology. The best choice depends on which specific features matter most to your trading style.
BestProp Score: AquaFunded scores 7.8/10 vs Audacity Capital at 7.8/10.
Minimum Fee: AquaFunded starts from Refundable; Audacity Capital starts from $49.
Profit Split: AquaFunded offers 100%; Audacity Capital offers 50-95% (scales over time). Audacity Capital has the higher split.
Platforms: AquaFunded supports MT5, cTrader, TradeLocker, MatchTrader; Audacity Capital is on MetaTrader 5.
Tradeable Markets: AquaFunded covers Forex, Metals, Indices, Crypto, Commodities; Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how AquaFunded and Audacity Capital compare on pricing.
AquaFunded challenge fees start from Refundable. The firm has operated since 2023. They have funded over 240,000+ traders. Total payouts to date: $7,000,000+.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
AquaFunded profit split: 100%. Audacity Capital profit split: 50-95% (scales over time). Audacity Capital delivers the higher cut to traders.
Payout frequency: AquaFunded pays Bi-weekly (challenge) / On-demand (instant); Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of AquaFunded:
AquaFunded was founded in December 2023 and is headquartered in the UAE under CEO Jason Blax, who also runs AquaFutures, the futures-focused sibling brand. The two platforms share a brand identity but serve different markets: AquaFutures covers CME futures, while AquaFunded handles forex, metals, indices, crypto and commodities via CFD. With 240,000+ registered traders and $7M+ in distributed rewards, AquaFunded is the larger of the two brands by trader volume.
AquaFunded offers four programme types covering the full spectrum from beginner-accessible to instant-funded. The 100% profit split across all challenge accounts is a headline feature, as are the 100% refundable challenge fees. The Aqua Trader instant funding path skips evaluation entirely and provides on-demand payouts from day one, suited to experienced traders who want capital without a challenge phase.
The No Denials payout policy is stated as a core commitment. However, the external customer rating of 3.5/5 diverges significantly from the internal 9.4/10 rating, suggesting some traders have experienced friction. Weight independent ratings carefully when assessing payout reliability for this firm.
Four platforms: MatchTrader, TradeLocker, MetaTrader 5, cTrader. Instruments: forex, metals, indices, crypto, commodities. Payment options include Visa, Mastercard, Amex, Apple Pay, Bitcoin, Ethereum. Restricted countries, news trading policy, EA permissions and weekend holding rules were not published on the sources reviewed – verify on the live site before purchasing.
AquaFunded earns a 6.5 BestProp score. The 100% profit split, 100% refundable challenge fees, on-demand instant funding and four-programme variety are genuine positives. The sibling relationship with AquaFutures under CEO Jason Blax gives the brand an established operational structure from launch. The external customer rating of 3.5/5 is the second-lowest in our database – a meaningful gap from the internal platform score that traders should factor into their decision.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Both AquaFunded and Audacity Capital are evenly matched in our scoring. The right choice depends on specific features that matter most to you: pricing, profit split, platforms, or trading conditions.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, both firms score equally. The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Audacity Capital offers the higher profit split. AquaFunded: 100%. Audacity Capital: 50-95% (scales over time).
EA policies: AquaFunded — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: AquaFunded — check the review. Audacity Capital — check the review.
Read the full AquaFunded review → · Read the full Audacity Capital review →
Both AquaFunded and Audacity Capital are strong prop firms. The right choice depends on your trading style, preferred platform and rules. Use the side-by-side table above to compare the key metrics.
AquaFunded offers 100% profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
AquaFunded processes first payouts in a variable timeframe, while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither AquaFunded nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
