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Upcomers
8.7/10
★★★★☆
VS
Blue Guardian
8.8/10
★★★★☆

Upcomers vs Blue Guardian — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — Upcomers View Firm — Blue Guardian

Upcomers vs Blue Guardian — Side-by-Side

Feature Upcomers Blue Guardian
Payout
Profit Split 99% Up to 90%
First Payout 5 7
Payout Frequency On-demand (avg 12h) On-demand / Daily (Futures Express) / Every 3 days (Futures Standard)
Max Account Size $1,000,000 $400,000
Our Verdict — Upcomers vs Blue Guardian

Winner: Blue Guardian

Upcomers vs Blue Guardian — Executive Summary (2026)

In this independent head-to-head comparison of Upcomers vs Blue Guardian, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.

Blue Guardian: 9 Programs. CFD + CME Futures. 24h Guarantee or 100% Profits.

Based on our independent scoring methodology, Blue Guardian scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Upcomers vs Blue Guardian

BestProp Score: Upcomers scores 8.7/10 vs Blue Guardian at 8.8/10.

Minimum Fee: Upcomers starts from $31.80; Blue Guardian starts from —.

Profit Split: Upcomers offers 99%; Blue Guardian offers Up to 90%. Upcomers has the higher split.

Platforms: Upcomers supports MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit; Blue Guardian is on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts.

Tradeable Markets: Upcomers covers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities; Blue Guardian offers Forex, Metals, Indices, Crypto, Commodities, CME Futures.

Pricing Comparison: Upcomers vs Blue Guardian

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Upcomers and Blue Guardian compare on pricing.

Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.

Blue Guardian challenge fees start from —. The firm has operated since 2021. They have funded over 100,000+ traders. Total payouts to date: $25,000,000+.

Challenge Rules: Upcomers vs Blue Guardian

Drawdown Rules

Trading Conditions

Payout Comparison: Upcomers vs Blue Guardian

Upcomers profit split: 99%. Blue Guardian profit split: Up to 90%. Upcomers delivers the higher cut to traders.

Payout frequency: Upcomers pays On-demand (avg 12h); Blue Guardian pays On-demand / Daily (Futures Express) / Every 3 days (Futures Standard). Faster payouts are better for cash flow management.

Upcomers — Full Review

Here is our full independent review of Upcomers:

Introduction to Upcomers

Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.

The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.

Who Is Upcomers For?

Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.

Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.

Challenge Programs

Upcomers offers multiple evaluation paths across different step counts:

  • Oracle (Instant-style, $2K–$1M): No profit target. 4% daily drawdown, 5% max drawdown. 5–6 minimum trading days. 99% profit split. On-demand payouts. Fees from $159.90 (promotional pricing).
  • Vanguard (Instant Funding, $2K–$1M): No profit target. 4% daily drawdown, 7% max drawdown — more buffer than Oracle. 5–6 minimum trading days. 99% split. On-demand payouts. Fees from $239.90.
  • Supernova ($2K–$1M): 3% profit target. 2% daily drawdown, 3% max drawdown — tightest rules. No minimum trading days. 24-hour time limit per trading session. 99% split. On-demand payouts.
  • Thunderbolt (1-Step evaluation): Single-phase evaluation. Starting from $31.80 for $5K accounts. 99% split.
  • Phoenix (2-Step evaluation): Two-phase evaluation. 99% split.
  • Eon (5-Step evaluation): Five-phase progression path. Fees scale with account size. 99% split.
  • Breakout: Specialist program — details vary by account configuration.

Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.

Trading Rules and Platforms

Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.

Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.

Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.

Payouts

  • Average processing: 12 hours (internal processing often under 1 hour)
  • Approval rate: 99%
  • Split: 99% to trader
  • Methods: Bank transfer (IBAN), cryptocurrency — note: crypto withdrawals carry up to 10% processing fee
  • Deposits: Credit/debit card, crypto, PayPal, bank wire, Apple Pay
  • Maximum allocation: $1,500,000 (VIP scaling to $4,000,000)

Our Verdict

Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.

Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).

Blue Guardian — Full Review

Here is our full independent review of Blue Guardian:

Introduction to Blue Guardian

Blue Guardian was founded in June 2021 by CEO Sean Bainton and is registered in Saint Lucia with operations across 170+ countries. With $25M+ in total payouts distributed, 100,000+ active traders, and a Discord community of 150,000+ members, Blue Guardian has become one of the larger prop trading communities in the space. The platform covers both CFD trading (forex, metals, indices, crypto, commodities) and CME futures, with nine distinct program types across the two tracks.

The firm carries notable sports endorsements — UK boxing champion Chris Eubank Jr and Birmingham City FC — reflecting an unusually high marketing investment for a prop firm. Google reviews sit at 4.9/5.

Who Is Blue Guardian For?

Blue Guardian suits traders across a wide range of styles. Five CFD program types accommodate everyone from instant-funded traders to 3-step evaluation traders who want more time and breathing room. For futures traders, four separate programs cover daily payout structures, no-daily-loss-limit accounts, and instant direct funding. Expert Advisors and trade copiers are permitted on CFD accounts, making Blue Guardian one of the few platforms where systematic traders can operate without restriction.

News trading is blocked on CFD accounts but permitted on the Futures Express program — a useful distinction for traders whose strategies depend on news momentum.

CFD Challenge Programs ($5K–$400K)

All CFD programs carry a 90% profit split, no time limit, and weekend/overnight holding. Leverage up to 1:30.

  • Instant (No Evaluation): Capital access immediately. $3,000 maximum daily loss / $6,000 trailing max drawdown on $100K. EAs and copiers permitted. 90% split. On-demand payouts.
  • 1-Step: Single-phase evaluation. 90% split. No time limit. EAs permitted.
  • 2-Step Standard: Two-phase evaluation with phased targets. 90% split. No time limit.
  • 2-Step Pro: Two-phase evaluation with tighter parameters designed for more experienced traders. 90% split. No time limit.
  • 3-Step: Three-phase evaluation with accessible targets per phase. 90% split. No time limit. Lowest entry pressure per phase of all evaluation tracks.

Platforms: MetaTrader 5, TradeLocker, cTrader, Match Trader.

Futures Programs (CME Contracts)

Four futures programs trade CME-listed contracts on NinjaTrader, Tradovate, DeepCharts, and TradingView.

  • Standard: Up to 90% split. Payouts every 3 days. Payout caps scale to $4,500. $25K account has no daily loss limit.
  • Express: Up to 90% split. Daily payouts. $1,100 daily payout cap. News trading permitted — the only Blue Guardian program where this applies.
  • Reserve: Up to 90% split. No daily loss limit across all sizes. Flat payout caps $1,000–$3,000. More conservative sizing suited to swing-style futures traders.
  • Direct (Instant Funded): No evaluation required. 20%–30% scaling split — significantly lower than the other futures programs. Suitable for traders who want immediate capital access and are comfortable with the lower initial split while they build their allocation.

Payout Guarantee

Blue Guardian’s payout guarantee is among the strongest in the industry: if a verified payout request is not processed within 24 hours, the trader receives 100% of the profits rather than the standard split. Methods: Rise or cryptocurrency.

Payouts

  • Guarantee: 24 hours — missed deadline pays 100% of profits to trader
  • Split: Up to 90% (CFD/Futures Standard/Express/Reserve) | 20–30% scaling (Futures Direct)
  • Frequency: On-demand | Daily (Futures Express) | Every 3 days (Futures Standard)
  • Methods: Rise, Cryptocurrency
  • Maximum allocation: $400,000 per account ($1,050,000 combined)
  • Total paid out: $25M+

Our Verdict

Blue Guardian earns a 7.8 BestProp score. Nine program types across CFD and CME futures, EA and copier permissions on CFD accounts, a 24-hour guarantee with a 100% profit penalty for delays, and a 4.9/5 Google rating make this a well-rounded platform. The $25M+ in payouts and 100K+ active trader base provide meaningful validation.

The Futures Direct program’s 20–30% split is unusually low and should be weighed carefully against the convenience of skipping evaluation. News trading is blocked on all CFD programs. No independent Trustpilot data was available at time of writing — community ratings via Google and Prop Firm Match (4.6/5) are the primary external benchmarks.

Upcomers — Key Strengths

  • BestProp score: 8.7/10
  • Competitive 99% profit split
  • Challenge fees from $31.80
  • 65,000+ funded traders
  • $6,000,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Operating since 2023

Blue Guardian — Key Strengths

  • BestProp score: 8.8/10
  • Competitive Up to 90% profit split
  • Challenge fees from —
  • 100,000+ funded traders
  • $25,000,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts
  • Operating since 2021

Final Verdict: Upcomers vs Blue Guardian (2026)

Overall, our independent scoring gives Blue Guardian the edge in this 2026 comparison. However, both firms have their merits. If Upcomers better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Upcomers vs Blue Guardian

Which is better, Upcomers or Blue Guardian?

Based on our independent scoring, Blue Guardian scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Upcomers cheaper than Blue Guardian?

Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.

Which has a better profit split, Upcomers or Blue Guardian?

Upcomers offers the higher profit split. Upcomers: 99%. Blue Guardian: Up to 90%.

Can I use an EA or trading bot?

EA policies: Upcomers — check the review. Blue Guardian — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Upcomers — check the review. Blue Guardian — check the review.

Read the full Upcomers review →  ·  Read the full Blue Guardian review →

Who should choose Upcomers?
  • Traders wanting 99% profit split
  • Users of MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Anyone looking for a top-rated funded challenge
Who should choose Blue Guardian?
  • Traders wanting Up to 90% profit split
  • Users of MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Upcomers vs Blue Guardian

Based on our scoring methodology, Blue Guardian edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Upcomers offers 99% profit split, while Blue Guardian offers Up to 90% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Upcomers processes first payouts in 5 day(s), while Blue Guardian takes approximately 7 day(s). Always verify current payout timelines on the firm's website.

Neither Upcomers nor Blue Guardian are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Upcomers
8.7/10
Read Review →
Blue Guardian
8.8/10
Read Review →