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Home Comparisons Mubite vs FundingPips — Which is Better?
Mubite
8/10
★★★★☆
VS
FundingPips
9.6/10
★★★★½

Mubite vs FundingPips — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Start Challenge — Mubite Start Challenge — FundingPips

Mubite vs FundingPips — Side-by-Side

Feature Mubite FundingPips
Payout
Profit Split 70% → 90% 80% → 90%
First Payout 5
Payout Frequency On-demand (within 24h) Every 5 days (Tuesdays)
Max Account Size $200,000 $100,000
Our Verdict — Mubite vs FundingPips

Winner: FundingPips

Mubite vs FundingPips — Executive Summary (2026)

In this independent head-to-head comparison of Mubite vs FundingPips, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Mubite: Crypto Prop Trading, Three Ways In

FundingPips: The Fastest Payout Cycle in Prop Trading

Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Mubite vs FundingPips

BestProp Score: Mubite scores 8/10 vs FundingPips at 9.6/10.

Minimum Fee: Mubite starts from From $1,250 accounts; FundingPips starts from $36. FundingPips is cheaper at entry level.

Profit Split: Mubite offers 70% → 90%; FundingPips offers 80% → 90%. FundingPips has the higher split.

Platforms: Mubite supports Bybit, Cleo; FundingPips is on cTrader, Match Trader, MT5.

Tradeable Markets: Mubite covers Crypto (700+ markets); FundingPips offers Forex, Metals, Energy, Indices, Crypto.

Pricing Comparison: Mubite vs FundingPips

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and FundingPips compare on pricing.

Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.

FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.

On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Mubite vs FundingPips

Drawdown Rules

Trading Conditions

Payout Comparison: Mubite vs FundingPips

Mubite profit split: 70% → 90%. FundingPips profit split: 80% → 90%. FundingPips delivers the higher cut to traders.

Payout frequency: Mubite pays On-demand (within 24h); FundingPips pays Every 5 days (Tuesdays). Faster payouts are better for cash flow management.

Mubite — Full Review

Here is our full independent review of Mubite:

Introduction to Mubite

Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.

In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.

Who Is Mubite For?

Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.

The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.

Challenge Programs and Pricing

Mubite offers three funding models:

  • Two-Step Challenge: Two evaluation phases — 10% profit target in Phase 1, 5% in Phase 2. Lowest entry fee of the three programs. Best for disciplined traders who want to minimise upfront cost.
  • One-Step Challenge: Single phase with a 10% profit target. Faster path to funding than the two-step with a moderate fee.
  • Instant Funding: No evaluation required — receive a funded account immediately. First payout is available after 14 days of trading, then bi-weekly. The trade-off is a lower starting profit split (70–80%) versus the 80–90% available on evaluation programs.

Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.

Trading Rules

  • Daily Loss Limit: 4–5% of account balance (varies by program)
  • Maximum Drawdown: 6–8% for evaluation programs; Instant Funding starts at 10%, dropping to 5% once the account reaches +5% profit
  • Profit Target: Two-Step — 10% Phase 1 / 5% Phase 2; One-Step — 10%; Instant — none
  • Time Limits: None — trade at your own pace
  • Permitted: News trading, EAs (Expert Advisors), copy trading
  • Note: Spot trading is available on Bybit but accidental use can trigger rule violations — traders should confirm they are on the correct account type before placing orders

Platforms and Technology

Mubite is built on two platforms:

  • Bybit: Direct integration with Bybit’s derivatives market — 600+ USDT perpetual futures pairs, up to 1:100 leverage, real order book liquidity
  • Cleo: 360+ USDT futures pairs using Binance market data, up to 1:100 leverage

The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.

Payouts

  • Evaluation programs (1-Step/2-Step): On-demand after approval, typically within 24 hours
  • Instant Funding: First payout after 14 days, then bi-weekly
  • Method: USDT directly to Bybit wallet
  • Profit Split: 70–80% (Instant), 80–90% (evaluation programs)

Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.

Our Verdict

Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.

The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.

FundingPips — Full Review

Here is our full independent review of FundingPips:

Introduction to FundingPips

FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.

CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.

Who Is FundingPips For?

FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.

EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.

Challenge Program

FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:

  • Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
  • Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
  • Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.

All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.

Fees by Account Size

Account Size Fee
$5,000 $36
$10,000 $66
$25,000 $158
$50,000 $278
$100,000 $529

Trading Rules

  • Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
  • Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
  • No time limits on either phase
  • EAs/automated systems: Permitted
  • News trading: Permitted
  • Crypto: Available 24/7 including weekends

Payouts and Scaling

  • Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
  • Methods: Crypto (USDT via TRC20) and Rise
  • Starting split: 80%
  • After 4th payout: 90% split + 20% account size increase
  • Maximum allocation: $2,000,000 via scaling plan
  • Fee refund: Challenge fee returned after 4th successful payout

Our Verdict

FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.

The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.

Mubite — Key Strengths

  • BestProp score: 8.0/10
  • Competitive 70% → 90% profit split
  • Challenge fees from From $1,250 accounts
  • Available on Bybit, Cleo
  • Operating since 2024

FundingPips — Key Strengths

  • BestProp score: 9.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $36
  • $260M+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2022

Final Verdict: Mubite vs FundingPips (2026)

Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Mubite vs FundingPips

Which is better, Mubite or FundingPips?

Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Mubite cheaper than FundingPips?

FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Mubite or FundingPips?

FundingPips offers the higher profit split. Mubite: 70% → 90%. FundingPips: 80% → 90%.

Can I use an EA or trading bot?

EA policies: Mubite — check the review. FundingPips — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Mubite — check the review. FundingPips — check the review.

Read the full Mubite review →  ·  Read the full FundingPips review →

Who should choose Mubite?
  • Traders wanting 70% → 90% profit split
  • Users of Bybit, Cleo
  • Anyone looking for a top-rated funded challenge
Get Started with Mubite →
Who should choose FundingPips?
  • Traders wanting 80% → 90% profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Get Started with FundingPips →

Frequently Asked Questions — Mubite vs FundingPips

Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Mubite offers 70% → 90% profit split, while FundingPips offers 80% → 90% profit split. Check each firm's current terms as these can change.

Yes! Mubite has code BESTPROP10. FundingPips has code 916E318D. Use these at checkout to save on your challenge fee.

Mubite processes first payouts in a variable timeframe, while FundingPips takes approximately 5 day(s). Always verify current payout timelines on the firm's website.

Neither Mubite nor FundingPips are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Mubite
8/10
BESTPROP10 Claim Discount Read Review →
FundingPips
9.6/10
916E318D Claim Discount Read Review →