Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FTMO | Klein Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 40% → 70% |
| First Payout | 30 | — |
| Payout Frequency | Bi-weekly (first after 30 days) | On-demand |
| Max Account Size | $200,000 | $200,000 |
In this independent head-to-head comparison of FTMO vs Klein Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FTMO: The Original Prop Firm, Proven Since 2015
Klein Funding: Set Your Own Risk, Trade Crypto Your Way
Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FTMO scores 9.8/10 vs Klein Funding at 7.8/10.
Minimum Fee: FTMO starts from $155; Klein Funding starts from Trading fees only.
Profit Split: FTMO offers 80% → 90%; Klein Funding offers 40% → 70%. FTMO has the higher split.
Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; Klein Funding is on Bybit.
Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; Klein Funding offers Crypto (700+ pairs).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and Klein Funding compare on pricing.
FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.
Klein Funding challenge fees start from Trading fees only. The firm has operated since 2024.
FTMO profit split: 80% → 90%. Klein Funding profit split: 40% → 70%. FTMO delivers the higher cut to traders.
Payout frequency: FTMO pays Bi-weekly (first after 30 days); Klein Funding pays On-demand. Faster payouts are better for cash flow management.
Here is our full independent review of FTMO:
FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.
The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.
FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.
It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.
FTMO offers two evaluation formats, plus a free trial:
Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.
2-Step Program:
1-Step Program:
News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.
FTMO supports the widest platform range in the prop firm industry:
Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.
FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.
If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.
Here is our full independent review of Klein Funding:
Klein Funding is a London-based cryptocurrency prop firm founded in November 2024 by David Allard. It operates in the same Prague-adjacent EU-registered crypto prop firm category as HyroTrader and Mubite, but with one notable structural difference: rather than charging upfront challenge fees, Klein Funding’s costs come from Bybit exchange maker/taker fees (0.02% maker, 0.055% taker) accrued during trading. This makes it one of the few prop firms where the barrier to entry is behaviour, not capital.
The firm is still building its verified track record, but has accumulated a 4.9/5 customer rating across review platforms and offers one of the more flexible challenge structures in the crypto prop space — including a customisable drawdown system where traders set their own risk parameters.
Klein Funding is designed for cryptocurrency futures traders who want to choose their own risk profile rather than accept a fixed set of rules. The customisable drawdown model — where you set your maximum drawdown between 6% and 14%, with the profit target adjusting accordingly — suits traders who know their strategy’s risk parameters and want the rules to match them.
It is not suitable for forex, stocks, or indices traders, and traders who rely on automated systems, copy trading, or high-frequency strategies should note these are restricted. The firm is very young, which means the payout track record is still forming — experienced traders who prefer certainty may want to wait for more data.
Klein Funding offers four paths to funding:
Evaluation accounts range from $6,000 to $200,000. Challenge costs come from Bybit trading fees rather than upfront registration fees — check the Klein Funding website for the current fee structure as it may have been updated.
Klein Funding’s standout feature is its customisable risk system. You can set your maximum drawdown anywhere between 6% and 14%, and the profit target adjusts in proportion. Choosing a tighter drawdown (6%) means a lower profit target; choosing a looser drawdown (14%) means a higher target. Daily drawdown is always set at half your chosen maximum drawdown.
This is genuinely useful for systematic traders who know their strategy’s expected maximum drawdown and don’t want to be disqualified by an arbitrary rule that doesn’t match their approach.
The base 40% profit split on challenge accounts is below the industry standard of 70–80% seen at most competitors. Klein Funding’s model is structured differently to most — lower upfront costs but a lower initial split — so factor this into your overall return calculation before committing.
Klein Funding earns a 6.5 BestProp score. The customisable drawdown system is a genuinely innovative feature, the no-upfront-fee model lowers the barrier to entry, and the Instant Pro scaling path to $2M is ambitious. These are real positives.
The significant caution: Klein Funding launched in November 2024 and has no published track record of total payouts or funded trader numbers. The base 40% profit split on challenge accounts is the lowest we have reviewed. For traders who want to try the customisable drawdown model, starting with Instant Pro (70% split) rather than the evaluation path makes more financial sense until the firm establishes a longer track record.
Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If Klein Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FTMO offers the higher profit split. FTMO: 80% → 90%. Klein Funding: 40% → 70%.
EA policies: FTMO — check the review. Klein Funding — check the review. Always verify the latest policy directly with the firm.
News trading: FTMO — check the review. Klein Funding — check the review.
Read the full FTMO review → · Read the full Klein Funding review →
Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FTMO offers 80% → 90% profit split, while Klein Funding offers 40% → 70% profit split. Check each firm's current terms as these can change.
Yes! FTMO has code BESTPROP. Use these at checkout to save on your challenge fee.
FTMO processes first payouts in 30 day(s), while Klein Funding takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither FTMO nor Klein Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
