Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Finotive Funding | FTUK |
|---|---|---|
| Payout | ||
| Profit Split | 75% (up to 90%) | Up to 80% |
| First Payout | 1 | 14 |
| Payout Frequency | Weekly (every Friday) | On Demand (Instant Funding), bi-weekly (Evaluation) |
| Max Account Size | $200,000 | $100,000 |
In this independent head-to-head comparison of Finotive Funding vs FTUK, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.
FTUK: Flexible prop trading with Instant Funding, 1-Step, 2-Step, and a Pay After You Pass Flex model.
Based on our independent scoring methodology, FTUK scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Finotive Funding scores 8.4/10 vs FTUK at 8.6/10.
Minimum Fee: Finotive Funding starts from -; FTUK starts from $99.
Profit Split: Finotive Funding offers 75% (up to 90%); FTUK offers Up to 80%. Finotive Funding has the higher split.
Platforms: Finotive Funding supports Match Trader, MT5; FTUK is on MT5, Match-Trader, TradeLocker, FTUK XT.
Tradeable Markets: Finotive Funding covers Forex, Metals, Energy, Indices, Crypto, Stocks; FTUK offers Forex, Metals, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Finotive Funding and FTUK compare on pricing.
Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.
FTUK challenge fees start from $99. The firm has operated since 2021. They have funded over 30,000+ traders. Total payouts to date: $12,000,000+.
Finotive Funding profit split: 75% (up to 90%). FTUK profit split: Up to 80%. Finotive Funding delivers the higher cut to traders.
Payout frequency: Finotive Funding pays Weekly (every Friday); FTUK pays On Demand (Instant Funding), bi-weekly (Evaluation). Faster payouts are better for cash flow management.
Here is our full independent review of Finotive Funding:
Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.
Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.
2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.
1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.
Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.
Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.
Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.
Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.
Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).
Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.
Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.
Here is our full independent review of FTUK:
FTUK (Funded Traders United Kingdom) was founded in December 2021 and has since funded over 30,000 traders globally, paying out $12M+. The firm offers three core evaluation tracks plus a Pay After You Pass Flex model and a newer Futures program. FTUK is notable for broad platform support — MT5, Match-Trader, TradeLocker, and their proprietary FTUK XT platform — though MT5 is unavailable for US-based traders.
Instant Funding provides immediate funded access with no profit target and a trailing drawdown of 6%. The 1-Step Evaluation requires a 10% profit target with an 8% trailing drawdown. The 2-Step Evaluation uses 10%/5% phase targets and an 8% static (balance-based) drawdown. The Flex Challenge allows traders to begin an evaluation at no upfront cost, paying only after passing — a meaningful advantage for risk-averse traders.
Instant Funding and 1-Step accounts use trailing drawdown, which follows equity upward and creates a moving floor. 2-Step accounts use static drawdown based on the initial account balance. News trading is prohibited during all evaluation phases but is permitted on funded accounts. There are no profit targets on funded accounts — traders can manage their funded capital freely.
Martingale, tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and cross-account hedging are all prohibited. HFT is banned. Manual trading strategies are fully supported. Weekend and overnight holding are permitted.
Instant-funded accounts pay on demand. Evaluation-funded accounts have a 14-day waiting period before the first payout. Payments are made via Rise or USDT (TRC20 crypto). FTUK offers scaling potential up to $6.4M for top-performing funded traders.
Overall, our independent scoring gives FTUK the edge in this 2026 comparison. However, both firms have their merits. If Finotive Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FTUK scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Finotive Funding offers the higher profit split. Finotive Funding: 75% (up to 90%). FTUK: Up to 80%.
EA policies: Finotive Funding — check the review. FTUK — check the review. Always verify the latest policy directly with the firm.
News trading: Finotive Funding — check the review. FTUK — check the review.
Read the full Finotive Funding review → · Read the full FTUK review →
Based on our scoring methodology, FTUK edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Finotive Funding offers 75% (up to 90%) profit split, while FTUK offers Up to 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Finotive Funding processes first payouts in 1 day(s), while FTUK takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Finotive Funding nor FTUK are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
