Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundsCap | The Trading Pit |
|---|---|---|
| Payout | ||
| Profit Split | Up to 90% (2-Step) / 70% (Instant) | 80% |
| First Payout | - | 14 |
| Payout Frequency | On request (up to 72h processing) | Bi-weekly (CFDs), Weekly (Futures) |
| Max Account Size | $500,000 | $200,000 |
Winner: The Trading Pit
In this independent head-to-head comparison of FundsCap vs The Trading Pit, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
The Trading Pit: Multi-program prop trading across CFDs, Futures, and Stocks from Liechtenstein.
Based on our independent scoring methodology, The Trading Pit scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundsCap scores 8.3/10 vs The Trading Pit at 8.6/10.
Minimum Fee: FundsCap starts from $49; The Trading Pit starts from $49. The Trading Pit is cheaper at entry level.
Profit Split: FundsCap offers Up to 90% (2-Step) / 70% (Instant); The Trading Pit offers 80%. FundsCap has the higher split.
Platforms: FundsCap supports MT4, MT5; The Trading Pit is on MT4, MT5, cTrader (CFDs); ATAS, Quantower, Tradovate (Futures).
Tradeable Markets: FundsCap covers Forex, Indices, Commodities, Crypto; The Trading Pit offers Forex, Metals, Indices, Crypto, Commodities, US Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundsCap and The Trading Pit compare on pricing.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
The Trading Pit challenge fees start from $49. The firm has operated since 2021. They have funded over 10,000+ traders. Total payouts to date: $16,000,000+.
On entry-level pricing, The Trading Pit offers a lower starting fee — an important factor if you are testing with a smaller account first.
FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). The Trading Pit profit split: 80%. FundsCap delivers the higher cut to traders.
Payout frequency: FundsCap pays On request (up to 72h processing); The Trading Pit pays Bi-weekly (CFDs), Weekly (Futures). Faster payouts are better for cash flow management.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Here is our full independent review of The Trading Pit:
The Trading Pit was founded in 2021 and is registered in Liechtenstein (FL-0002.693.417-1), making it one of the few prop firms headquartered in an EU-adjacent jurisdiction. Under CEO Daniela Egli, the firm has scaled to over 10,000 active monthly accounts, recorded 450,000+ monthly trades, and paid out more than $16 million to funded traders.
The Trading Pit offers four tracks: CFD 1-Phase, CFD 2-Phase, Futures, and Stocks. CFD programs use MT4, MT5, and cTrader and cover forex, metals, indices, crypto, and US equities. The Futures program runs on Tradovate with access to CME, EUREX, CBOT, COMEX, and NYMEX markets. The Stocks program provides direct access to equity markets with $25K and $50K account sizes.
CFD programs use a static balance-based drawdown (calculated from initial balance). The Futures program uses a trailing drawdown model. Notably, Futures accounts feature a daily pause mechanism rather than a hard daily cut — when the daily drawdown limit is hit, the account is suspended for the remainder of that trading day rather than being terminated.
News trading is prohibited on CFD and Stocks programs with a 2-minute blackout window around major economic releases. The Futures program allows news trading. Expert Advisors are permitted but scalping under 1 minute, arbitrage, and signal copying across accounts are all prohibited. Overnight holding is allowed; cross-account hedging is not. Martingale strategies are banned.
CFD commissions are $5 per lot for forex, metals, and energies; 20% for crypto; 0% for US equities; and 20% for EU/UK equities.
CFD payouts are bi-weekly; Futures payouts are weekly. Payment methods include credit card, PayPal, Apple Pay, Google Pay, crypto, and BinancePay. Payouts are made via bank wire, crypto, Binance, or Perfect Money. Maximum account allocation is $400,000 across all accounts.
Overall, our independent scoring gives The Trading Pit the edge in this 2026 comparison. However, both firms have their merits. If FundsCap better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, The Trading Pit scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
The Trading Pit offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundsCap offers the higher profit split. FundsCap: Up to 90% (2-Step) / 70% (Instant). The Trading Pit: 80%.
EA policies: FundsCap — check the review. The Trading Pit — check the review. Always verify the latest policy directly with the firm.
News trading: FundsCap — check the review. The Trading Pit — check the review.
Read the full FundsCap review → · Read the full The Trading Pit review →
Based on our scoring methodology, The Trading Pit edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split, while The Trading Pit offers 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundsCap processes first payouts in - day(s), while The Trading Pit takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither FundsCap nor The Trading Pit are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
