Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Top One Futures | OneUp Trader |
|---|---|---|
| Payout | ||
| Profit Split | 90% | 100% (first $10,000), then 90% |
| First Payout | 5 | 14 |
| Payout Frequency | On-demand / Daily (Elite Daily) | Weekly |
| Max Account Size | $150,000 | $250,000 |
Winner: Top One Futures
In this independent head-to-head comparison of Top One Futures vs OneUp Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Top One Futures: $26M Paid Out. 4.8 Trustpilot. TradingView + NinjaTrader.
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
Based on our independent scoring methodology, Top One Futures scores 9.0/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Top One Futures scores 9/10 vs OneUp Trader at 8.9/10.
Minimum Fee: Top One Futures starts from $39; OneUp Trader starts from $65/mo. Top One Futures is cheaper at entry level.
Profit Split: Top One Futures offers 90%; OneUp Trader offers 100% (first $10,000), then 90%. OneUp Trader has the higher split.
Platforms: Top One Futures supports Tradovate, NinjaTrader 8, TradingView; OneUp Trader is on NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more.
Tradeable Markets: Top One Futures covers Futures (CME, COMEX, NYMEX, CBOT); OneUp Trader offers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Top One Futures and OneUp Trader compare on pricing.
Top One Futures challenge fees start from $39. The firm has operated since 2023. They have funded over 21,000+ traders. Total payouts to date: $26,000,000+.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
On entry-level pricing, Top One Futures offers a lower starting fee — an important factor if you are testing with a smaller account first.
Top One Futures profit split: 90%. OneUp Trader profit split: 100% (first $10,000), then 90%. OneUp Trader delivers the higher cut to traders.
Payout frequency: Top One Futures pays On-demand / Daily (Elite Daily); OneUp Trader pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of Top One Futures:
Top One Futures was founded in 2023 by CEO Matt Morris and is headquartered in Cheyenne, Wyoming, USA. Despite being a relatively new firm, the numbers it has built are impressive: $26M+ in verified payouts, 184,000+ active accounts, and a Trustpilot score of 4.8/5 from 3,300+ reviews — one of the highest review counts of any futures-focused prop firm.
The platform is futures-only, operating across CME, COMEX, NYMEX, and CBOT instruments, with support for three leading futures platforms: Tradovate, NinjaTrader 8, and TradingView. A complimentary NinjaTrader license is often bundled with subscriptions, which meaningfully reduces the effective cost of trading.
Top One Futures serves futures traders across the experience spectrum. Six distinct program types cover everything from subscription-based challenge accounts (Elite Challenge, Elite Daily) to one-time-fee instant funding (IGNITE, Instant Sim Funded). Micro contracts are available, making the platform accessible to traders who are scaling up and want to manage position sizing carefully.
The payout structure — 6% profit required for the first withdrawal, 5% for the second, 4% for all subsequent — is a step-down model that rewards consistency and sustained trading over time rather than a single large win.
Three supported platforms: Tradovate, NinjaTrader 8 (often included free with subscription), and TradingView. Instruments: CME futures including ES, NQ, CL, GC, and 6E — full Level 2/DOM data available. Micro contracts supported. News trading is permitted (slippage risk acknowledged during high-volatility events).
Payout thresholds: 6% profit → first payout | 5% profit → second payout | 4% profit → all subsequent payouts. Processing time: under 12 hours on average, commonly under 4 hours.
Top One Futures earns an 8.1 BestProp score. A 4.8/5 Trustpilot rating backed by 3,300+ reviews and $26M+ in verified payouts puts it in the top tier of futures-focused prop firms. Six program types give traders genuine flexibility, TradingView and NinjaTrader platform support is best-in-class for futures, and the step-down payout threshold model rewards sustained performance. The free NinjaTrader license bundled with subscriptions is a concrete cost saving.
The subscription model on Elite Challenge and Elite Daily means ongoing monthly costs — traders who take time to find consistent setups need to factor this in. Consistency rules (15–40% depending on program) also apply on funded accounts, which can restrict certain high-variance strategies. Overall, for futures traders specifically, Top One Futures is one of the most credible and well-reviewed options available in 2026.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Overall, our independent scoring gives Top One Futures the edge in this 2026 comparison. However, both firms have their merits. If OneUp Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Top One Futures scores higher overall (9/10). The best choice depends on your trading style, preferred instruments, and account size.
Top One Futures offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. Top One Futures: 90%. OneUp Trader: 100% (first $10,000), then 90%.
EA policies: Top One Futures — check the review. OneUp Trader — check the review. Always verify the latest policy directly with the firm.
News trading: Top One Futures — check the review. OneUp Trader — check the review.
Read the full Top One Futures review → · Read the full OneUp Trader review →
Based on our scoring methodology, Top One Futures edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Top One Futures offers 90% profit split, while OneUp Trader offers 100% (first $10,000), then 90% profit split. Check each firm's current terms as these can change.
Yes! Top One Futures: 50% off — code BESTPROP. See the offer button above for full terms.
Top One Futures processes first payouts in 5 day(s), while OneUp Trader takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Top One Futures nor OneUp Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
