Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Top One Futures | Elites Funding |
|---|---|---|
| Payout | ||
| Profit Split | 90% | 80% (up to 90%) |
| First Payout | 5 | 10 |
| Payout Frequency | On-demand / Daily (Elite Daily) | Daily (after 10 trading days funded) |
| Max Account Size | $150,000 | $200,000 |
Winner: Top One Futures
In this independent head-to-head comparison of Top One Futures vs Elites Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Top One Futures: $26M Paid Out. 4.8 Trustpilot. TradingView + NinjaTrader.
Elites Funding: Gibraltar, Est. 2023. Fee Refunded on Passing. 24h Payout Guarantee. Daily Payouts.
Based on our independent scoring methodology, Top One Futures scores 9.0/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Top One Futures scores 9/10 vs Elites Funding at 8.2/10.
Minimum Fee: Top One Futures starts from $39; Elites Funding starts from $95. Top One Futures is cheaper at entry level.
Profit Split: Top One Futures offers 90%; Elites Funding offers 80% (up to 90%). Elites Funding has the higher split.
Platforms: Top One Futures supports Tradovate, NinjaTrader 8, TradingView; Elites Funding is on MT5, TradeLocker.
Tradeable Markets: Top One Futures covers Futures (CME, COMEX, NYMEX, CBOT); Elites Funding offers Forex, Crypto (BTC, ETH, SOL, XRP), Indices, Commodities, Gold.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Top One Futures and Elites Funding compare on pricing.
Top One Futures challenge fees start from $39. The firm has operated since 2023. They have funded over 21,000+ traders. Total payouts to date: $26,000,000+.
Elites Funding challenge fees start from $95. The firm has operated since 2023. They have funded over 40,000+ traders. Total payouts to date: $12,000,000+.
On entry-level pricing, Top One Futures offers a lower starting fee — an important factor if you are testing with a smaller account first.
Top One Futures profit split: 90%. Elites Funding profit split: 80% (up to 90%). Elites Funding delivers the higher cut to traders.
Payout frequency: Top One Futures pays On-demand / Daily (Elite Daily); Elites Funding pays Daily (after 10 trading days funded). Faster payouts are better for cash flow management.
Here is our full independent review of Top One Futures:
Top One Futures was founded in 2023 by CEO Matt Morris and is headquartered in Cheyenne, Wyoming, USA. Despite being a relatively new firm, the numbers it has built are impressive: $26M+ in verified payouts, 184,000+ active accounts, and a Trustpilot score of 4.8/5 from 3,300+ reviews — one of the highest review counts of any futures-focused prop firm.
The platform is futures-only, operating across CME, COMEX, NYMEX, and CBOT instruments, with support for three leading futures platforms: Tradovate, NinjaTrader 8, and TradingView. A complimentary NinjaTrader license is often bundled with subscriptions, which meaningfully reduces the effective cost of trading.
Top One Futures serves futures traders across the experience spectrum. Six distinct program types cover everything from subscription-based challenge accounts (Elite Challenge, Elite Daily) to one-time-fee instant funding (IGNITE, Instant Sim Funded). Micro contracts are available, making the platform accessible to traders who are scaling up and want to manage position sizing carefully.
The payout structure — 6% profit required for the first withdrawal, 5% for the second, 4% for all subsequent — is a step-down model that rewards consistency and sustained trading over time rather than a single large win.
Three supported platforms: Tradovate, NinjaTrader 8 (often included free with subscription), and TradingView. Instruments: CME futures including ES, NQ, CL, GC, and 6E — full Level 2/DOM data available. Micro contracts supported. News trading is permitted (slippage risk acknowledged during high-volatility events).
Payout thresholds: 6% profit → first payout | 5% profit → second payout | 4% profit → all subsequent payouts. Processing time: under 12 hours on average, commonly under 4 hours.
Top One Futures earns an 8.1 BestProp score. A 4.8/5 Trustpilot rating backed by 3,300+ reviews and $26M+ in verified payouts puts it in the top tier of futures-focused prop firms. Six program types give traders genuine flexibility, TradingView and NinjaTrader platform support is best-in-class for futures, and the step-down payout threshold model rewards sustained performance. The free NinjaTrader license bundled with subscriptions is a concrete cost saving.
The subscription model on Elite Challenge and Elite Daily means ongoing monthly costs — traders who take time to find consistent setups need to factor this in. Consistency rules (15–40% depending on program) also apply on funded accounts, which can restrict certain high-variance strategies. Overall, for futures traders specifically, Top One Futures is one of the most credible and well-reviewed options available in 2026.
Here is our full independent review of Elites Funding:
Elites Funding was founded in 2023 and is operated by MASTERLABS LIMITED (Registration #123237), headquartered in Gibraltar. The firm has paid out $12M+ to 40,000+ traders across 140+ countries, and holds a 4.6/5 Trustpilot rating from 240+ reviews. Maximum initial account size is $200,000, scaling to $300,000 with performance milestones. All accounts operate on MetaTrader 5 or TradeLocker. Challenge fees are fully refunded upon successful challenge completion.
A standout operational feature: Elites Funding offers a 24-hour payout guarantee — if processing exceeds 24 hours, the firm pays an extra $1,000. Payouts are available daily after 10 trading days on funded accounts.
Standard 2-Phase ($95-$949 for $10K-$200K): Phase 1: 9% profit target. Phase 2: 5% profit target. Daily loss: 5%. Max drawdown: 10% static. No consistency rule. News trading permitted. Fee refunded on passing. Up to 90% split. Best for traders who prefer two-phase evaluation with wider drawdown buffers and a lower Phase 1 target than single-phase programs.
Express 1-Phase ($105-$1,090 for $10K-$200K): Single phase, 10% profit target. Daily loss: 3%. Max drawdown: 6% static. No consistency rule. News trading permitted. Fee refunded on passing. Up to 90% split. Tighter drawdown parameters than Standard, but single-phase completion and a slightly higher entry fee premium.
Instant Funding ($157-$525 for $10K-$50K): No evaluation required. No profit target. Daily loss: 3%. Max drawdown: 5% trailing (not static — the drawdown ceiling moves with equity peaks). On-demand funded access. Up to 90% split. The trailing drawdown means traders must be careful not to give back profits — the ceiling locks at the highest equity reached.
Platforms: MetaTrader 5, TradeLocker. Instruments: Forex, Crypto futures (BTC, ETH, SOL, XRP), Indices (NAS100, SPX500, JPN225), Commodities (USOIL, Gold, Silver, Copper). Both MT5 and TradeLocker are accessible at no extra cost within the same program.
Elites Funding earns a 7.0 BestProp score. Founded in 2023 by Gibraltar-registered MASTERLABS LIMITED, the firm has built a credible early track record: 4.6/5 Trustpilot, $12M+ paid, 40,000+ traders. The 24-hour payout guarantee with $1,000 penalty is a meaningful accountability commitment. Fee refund on successful challenge completion removes downside risk. No consistency rule and news trading permitted on all programs add flexibility. Daily payouts after 10 days is fast for the industry.
Key limitations: EAs are completely prohibited — making Elites Funding unsuitable for any algo or semi-automated trader. Payouts are issued exclusively in USDT ERC20 — traders who prefer bank wire or other crypto must convert after withdrawal. The 240+ Trustpilot review count, while positive, is modest for a firm claiming 40,000+ traders. The $200K account ceiling (before scaling) and Gibraltar registration place this in the mid-tier. A solid choice specifically for manual traders who prioritise daily payouts and guaranteed processing speed.
Overall, our independent scoring gives Top One Futures the edge in this 2026 comparison. However, both firms have their merits. If Elites Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Top One Futures scores higher overall (9/10). The best choice depends on your trading style, preferred instruments, and account size.
Top One Futures offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Elites Funding offers the higher profit split. Top One Futures: 90%. Elites Funding: 80% (up to 90%).
EA policies: Top One Futures — check the review. Elites Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Top One Futures — check the review. Elites Funding — check the review.
Read the full Top One Futures review → · Read the full Elites Funding review →
Based on our scoring methodology, Top One Futures edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Top One Futures offers 90% profit split, while Elites Funding offers 80% (up to 90%) profit split. Check each firm's current terms as these can change.
Yes! Top One Futures: 50% off — code BESTPROP. See the offer button above for full terms.
Top One Futures processes first payouts in 5 day(s), while Elites Funding takes approximately 10 day(s). Always verify current payout timelines on the firm's website.
Neither Top One Futures nor Elites Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
