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FTMO
9.8/10
★★★★½
VS
AtmosFunded
7.6/10
★★★½☆

FTMO vs AtmosFunded — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FTMO Get Funded Now — AtmosFunded

FTMO vs AtmosFunded — Side-by-Side

Feature FTMO AtmosFunded
Payout
Profit Split 80% → 90% Up to 90%
First Payout 30 On demand (Plus/Instant programs)
Payout Frequency Bi-weekly (first after 30 days) Bi-weekly
Max Account Size $200,000 $200,000
Our Verdict — FTMO vs AtmosFunded

Winner: FTMO

FTMO vs AtmosFunded — Executive Summary (2026)

In this independent head-to-head comparison of FTMO vs AtmosFunded, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FTMO: The Original Prop Firm, Proven Since 2015

AtmosFunded: From $21. 5 Programs. Backed by Taurex. 20+ Global Payment Methods.

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FTMO vs AtmosFunded

BestProp Score: FTMO scores 9.8/10 vs AtmosFunded at 7.6/10.

Minimum Fee: FTMO starts from $155; AtmosFunded starts from $21. AtmosFunded is cheaper at entry level.

Profit Split: FTMO offers 80% → 90%; AtmosFunded offers Up to 90%. FTMO has the higher split.

Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; AtmosFunded is on MT5.

Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; AtmosFunded offers Forex, Indices, Metals, Commodities, Crypto.

Pricing Comparison: FTMO vs AtmosFunded

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and AtmosFunded compare on pricing.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

AtmosFunded challenge fees start from $21. The firm has operated since 2024.

On entry-level pricing, AtmosFunded offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FTMO vs AtmosFunded

Drawdown Rules

Trading Conditions

Payout Comparison: FTMO vs AtmosFunded

FTMO profit split: 80% → 90%. AtmosFunded profit split: Up to 90%. FTMO delivers the higher cut to traders.

Payout frequency: FTMO pays Bi-weekly (first after 30 days); AtmosFunded pays Bi-weekly. Faster payouts are better for cash flow management.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

  • FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
  • FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
  • Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

  • Phase 1 target: 10% | Phase 2 target: 5%
  • Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
  • Maximum loss: 10% of initial capital (static)
  • Minimum trading days: 4 per phase

1-Step Program:

  • Profit target: 10%
  • Daily loss limit: 3% of initial capital (trailing daily basis)
  • Maximum loss: 10% of initial capital (trailing end-of-day)
  • Best Day Rule: no single trading day may exceed 50% of total profit
  • No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

  • MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
  • cTrader — advanced order types, Level II pricing
  • DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

  • First payout: Available after 30 calendar days on the FTMO Account
  • Subsequent payouts: Every 14 days (bi-weekly)
  • Profit split: 80%, scaling to 90% through the Scaling Plan
  • Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
  • Methods: Crypto, bank wire transfer
  • Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

AtmosFunded — Full Review

Here is our full independent review of AtmosFunded:

Introduction to AtmosFunded

AtmosFunded is a proprietary trading program launched in November 2024 and registered in Nicosia, Cyprus, operated by Atmos Markets in collaboration with Taurex — an established regulated broker. The firm is led by CEO Nick Cooke. Despite being less than two years old, AtmosFunded has attracted 4.0/5 on Trustpilot from 262 reviews. Maximum account size is $200,000, scaling to $400,000 for strong performers. All accounts operate exclusively on MetaTrader 5.

AtmosFunded stands out for its pricing: the 2-Step Plus program starts at $21 for a $5,000 account, making it one of the most affordable funded trading entry points available. Five program types cover a wide range of evaluation preferences from instant funded access to methodical multi-step evaluation.

Programs

1-Step Standard ($32.25-$561.75): Single phase, 10% profit target. Daily loss: 3%. Max drawdown: 6% trailing (locks at initial balance as profits are made). Minimum 3 profitable days. Bi-weekly payouts after funding. Suited to traders wanting a straightforward single-phase challenge with clear trailing drawdown mechanics.

1-Step Plus ($27.75-$131.25 for $10K-$150K): Single phase, 6% profit target — lower than Standard. No daily loss limit. Max drawdown: 3% trailing (tighter, resets when profits are paid out). First payout on-demand, then every 14 days. The absence of a daily limit gives intraday flexibility, but the 3% total drawdown is very tight and rewards highly controlled position sizing.

2-Step Standard ($53.55-$840.65): Two phases: 10% (Phase 1) and 5% (Phase 2). Daily loss: 5%. Max drawdown: 10% static. Minimum 3 days per phase. Classic structure with the widest max drawdown buffer. Best for traders who want the most room for normal daily variance.

2-Step Plus ($21-$284.25 for $5K-$100K): Two phases: 6%/6% targets. Daily loss: 3%. Max drawdown: 6% static. Minimum 3 days. The lowest-fee program. First payout on demand after funding. Best suited to methodical, low-risk traders who prefer lower targets and lower fees over a wider drawdown buffer.

Instant Funding ($63.75-$551.65 for $5K-$100K): No evaluation. No profit target. Daily loss: 3%. Max drawdown: 5% trailing. Minimum 0 trading days. On-demand withdrawals. First funded payout without evaluation. Best for experienced traders who want immediate access and are confident in their drawdown management.

Commission and Cost Structure

AtmosFunded charges $5.00 per round lot for Forex, metals, energy, and commodities. This is on the higher end of the prop firm commission spectrum — at scale, it meaningfully impacts net profitability. Factor this cost into target calculations: a trader completing 100 round trips per month on a $50K account adds $500 in commission on top of the evaluation fee.

Trading Rules

  • Platforms: MetaTrader 5 only — no cTrader, Match Trader, or TradeLocker.
  • Commission: $5/lot (Forex, metals, energy, commodities). Crypto leverage: 1:2.
  • Maximum leverage: Forex 1:50, Metals 1:15, Indices 1:10, Crypto 1:2.
  • EA policy: Verify directly with support — not specified in published rules.
  • Drawdown types: 1-Step Standard and Instant use trailing drawdown. 2-Step programs use static drawdown. 1-Step Plus uses a resetting trailing drawdown.

Platforms and Instruments

Platform: MetaTrader 5 (MT5) only. Instruments: Forex, Crypto, Indices, Commodities, Metals. Broad payment method acceptance: cards, Apple Pay, Google Pay, PayPal, Revolut, Crypto, and 20+ regional options including PIX (Brazil), Boleto, OXXO (LATAM), M-Pesa, GrabPay (Southeast Asia) — one of the most inclusive deposit method sets in the prop firm industry.

Payouts

  • Frequency: Bi-weekly (every 14 days); Instant and Plus programs offer on-demand first payout
  • Minimum withdrawal: $100
  • Processing time: 2-5 business days
  • Methods: Bank wire, USDT, BTC, ETH
  • Deposits: Cards, Apple Pay, Google Pay, PayPal, Revolut, Crypto, 20+ regional methods

Our Verdict

AtmosFunded earns a 6.3 BestProp score. Founded in November 2024, backed by Taurex (a regulated broker), and already at 4.0/5 Trustpilot from 262 reviews. The pricing is genuinely accessible — 2-Step Plus at $21 for a $5K account is hard to beat — and the 20+ regional payment methods are excellent for global accessibility. Five program types offer real structural variety including a no-daily-limit option (1-Step Plus) and on-demand withdrawals on Instant Funding.

The main concerns: the firm is less than two years old with a relatively small Trustpilot sample (262 reviews). MT5-only limits platform choice. The $5/lot commission is one of the highest in the prop industry and materially affects profitability on active accounts. The 1-Step Plus 3% total drawdown is extremely tight. Given its very young age and limited track record, AtmosFunded is a reasonable pick for low-fee experimentation or for traders in regions where payment options matter — but not yet the choice for a trader’s primary funded programme.

FTMO — Key Strengths

  • BestProp score: 9.8/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $155
  • 3,500,000+ funded traders
  • $500M+ total paid out
  • Available on MT4, MT5, cTrader, DXtrade
  • Operating since 2015

AtmosFunded — Key Strengths

  • BestProp score: 7.6/10
  • Competitive Up to 90% profit split
  • Challenge fees from $21
  • Available on MT5
  • Operating since 2024

Final Verdict: FTMO vs AtmosFunded (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If AtmosFunded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FTMO vs AtmosFunded

Which is better, FTMO or AtmosFunded?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FTMO cheaper than AtmosFunded?

AtmosFunded offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FTMO or AtmosFunded?

FTMO offers the higher profit split. FTMO: 80% → 90%. AtmosFunded: Up to 90%.

Can I use an EA or trading bot?

EA policies: FTMO — check the review. AtmosFunded — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FTMO — check the review. AtmosFunded — check the review.

Read the full FTMO review →  ·  Read the full AtmosFunded review →

Who should choose FTMO?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, cTrader, DXtrade
  • Anyone looking for a top-rated funded challenge
Who should choose AtmosFunded?
  • Traders wanting Up to 90% profit split
  • Users of MT5
  • Anyone looking for a solid funded challenge

Frequently Asked Questions — FTMO vs AtmosFunded

Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FTMO offers 80% → 90% profit split, while AtmosFunded offers Up to 90% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FTMO processes first payouts in 30 day(s), while AtmosFunded takes approximately On demand (Plus/Instant programs) day(s). Always verify current payout timelines on the firm's website.

Neither FTMO nor AtmosFunded are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FTMO
9.8/10
Read Review →
AtmosFunded
7.6/10
Read Review →