Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Finotive Funding | Lux Trading Firm |
|---|---|---|
| Payout | ||
| Profit Split | 75% (up to 90%) | 80% |
| First Payout | 1 | - |
| Payout Frequency | Weekly (every Friday) | Instant (when in profit, all positions closed) |
| Max Account Size | $200,000 | $1,000,000 |
Winner: Lux Trading Firm
In this independent head-to-head comparison of Finotive Funding vs Lux Trading Firm, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.
Lux Trading Firm: A-Book Live Execution. No Daily Drawdown. Scales to $10M. Est. 2020.
Based on our independent scoring methodology, Lux Trading Firm scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Finotive Funding scores 8.4/10 vs Lux Trading Firm at 8.8/10.
Minimum Fee: Finotive Funding starts from -; Lux Trading Firm starts from £199.
Profit Split: Finotive Funding offers 75% (up to 90%); Lux Trading Firm offers 80%. Finotive Funding has the higher split.
Platforms: Finotive Funding supports Match Trader, MT5; Lux Trading Firm is on MT4, MT5, TradingView, MatchTrader.
Tradeable Markets: Finotive Funding covers Forex, Metals, Energy, Indices, Crypto, Stocks; Lux Trading Firm offers Forex, Indices, Commodities, Crypto, Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Finotive Funding and Lux Trading Firm compare on pricing.
Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.
Lux Trading Firm challenge fees start from £199. The firm has operated since 2020.
Finotive Funding profit split: 75% (up to 90%). Lux Trading Firm profit split: 80%. Finotive Funding delivers the higher cut to traders.
Payout frequency: Finotive Funding pays Weekly (every Friday); Lux Trading Firm pays Instant (when in profit, all positions closed). Faster payouts are better for cash flow management.
Here is our full independent review of Finotive Funding:
Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.
Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.
2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.
1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.
Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.
Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.
Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.
Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.
Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).
Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.
Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.
Here is our full independent review of Lux Trading Firm:
Lux Trading Firm was founded in 2020 and is operated by Lux Trading Firm Ltd (UK company #13160991, 128 City Road, London EC1V 2NX) and Lux Trading Firm ME L.L.C-FZ (UAE, #2311235.01, Dubai). CEO Oliver Olejár has built one of the most structurally distinct prop firms operating today – the only major prop firm to hold a Financial Times Award for Best A-book Prop Firm and one of the few that routes funded trades directly to the live market via FX Edge institutional liquidity. Trustpilot: 4.1/5 from 626+ reviews across five years of operation.
Most prop firms operate purely simulated accounts where the firm has no real market exposure. Lux Trading Firm’s funded accounts execute directly to the market via FX Edge, a real institutional liquidity provider. Trades are A-book routed – the firm has no conflict of interest in your success or failure, as it hedges all positions in the live market. This is the same model used by institutional prime brokers and is verified by an audited $1,000,000 track record. The Financial Times recognised this model with its Best A-book Prop Firm award – an external validation rarely achieved in this industry.
Practical consequence: a mandatory stop-loss rule on every trade. Because Lux carries real market risk on funded positions, it requires traders to protect every position with a stop-loss placed before entry. This is not a bureaucratic rule – it is a genuine risk management requirement that mirrors professional trading desk standards.
Three programs are available. All fees are in GBP.
1-Step Evaluation (£199-£999): A single evaluation phase with a profit target that varies by account size. The evaluation fee is 100% refunded after passing. Funded accounts scale up to $10,000,000 as the trader hits 10% profit targets at each funded level. No minimum or maximum trading day requirements.
INSTA Funding (£299-£699): Instant access without an evaluation phase. 12% profit target yields a one-time payout (80% of target profits). INSTA accounts do not scale and do not have copy trading access between accounts.
Prediction Markets (£85-£350): A specialist track for traders operating in prediction and event-based markets. Account sizes from £10,000 to £50,000. A 7-day free trial is available before purchasing.
Lux uses a single static maximum drawdown of 6% of the starting balance. There is no daily drawdown limit. This is one of the most trader-friendly drawdown structures in the industry – a bad session, a string of losses, or intraday volatility does not trigger an account breach unless the cumulative loss from the starting balance exceeds 6%. The drawdown never trails upward as the account grows, which means a funded $100,000 account maintains a $6,000 buffer regardless of how far it scales.
Evaluation-track funded accounts scale automatically after each 10% profit target is hit. The progression runs from the initial funded account to a maximum of $10,000,000 – the highest documented scaling ceiling of any standard prop firm program. Traders who reach elite status also access a salary program covering a stable monthly income. TPA (Traders’ Protection Authority) membership provides an additional dispute resolution layer.
Platforms: MetaTrader 4, MetaTrader 5, TradingView, MatchTrader (TraderEvolution). Instruments: Forex, Indices, Commodities, Cryptocurrencies, Stocks.
Lux Trading Firm earns a 7.8 BestProp score. Five years of operation, A-book live market execution, Financial Times award recognition, an audited track record, $10M scaling ceiling, no daily drawdown limit, and a dedicated risk manager from funded stage represent a genuinely institutional-grade prop firm offering. The 626+ Trustpilot reviews over five years reflect a firm that has delivered consistently at scale.
Traders should weigh three material constraints before purchasing. First, the mandatory stop-loss rule and 5% single-trade profit cap require disciplined trade management and will not suit every style – in particular, traders who run positions without stops or who rely on occasional large asymmetric wins. Second, the 80% profit split is below the 85-90% now standard at many newer competitors, and fees are in GBP (exchange rate exposure for non-GBP traders). Third, fully automated EAs are prohibited. For traders who accept these requirements, Lux offers one of the most credibly structured prop programs available – particularly for those who value genuine market execution over simulated environments.
Overall, our independent scoring gives Lux Trading Firm the edge in this 2026 comparison. However, both firms have their merits. If Finotive Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Lux Trading Firm scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Finotive Funding offers the higher profit split. Finotive Funding: 75% (up to 90%). Lux Trading Firm: 80%.
EA policies: Finotive Funding — check the review. Lux Trading Firm — check the review. Always verify the latest policy directly with the firm.
News trading: Finotive Funding — check the review. Lux Trading Firm — check the review.
Read the full Finotive Funding review → · Read the full Lux Trading Firm review →
Based on our scoring methodology, Lux Trading Firm edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Finotive Funding offers 75% (up to 90%) profit split, while Lux Trading Firm offers 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Finotive Funding processes first payouts in 1 day(s), while Lux Trading Firm takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither Finotive Funding nor Lux Trading Firm are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
