Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Mubite | Instant Funding |
|---|---|---|
| Payout | ||
| Profit Split | 70% → 90% | 80% (up to 95%) |
| First Payout | — | 14 |
| Payout Frequency | On-demand (within 24h) | On-demand / 14-day / Weekly (varies by program) |
| Max Account Size | $200,000 | $300,000 |
Winner: Instant Funding
In this independent head-to-head comparison of Mubite vs Instant Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Mubite: Crypto Prop Trading, Three Ways In
Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.
Based on our independent scoring methodology, Instant Funding scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Mubite scores 8/10 vs Instant Funding at 8.8/10.
Minimum Fee: Mubite starts from From $1,250 accounts; Instant Funding starts from -.
Profit Split: Mubite offers 70% → 90%; Instant Funding offers 80% (up to 95%). Instant Funding has the higher split.
Platforms: Mubite supports Bybit, Cleo; Instant Funding is on cTrader, Match Trader, MT5.
Tradeable Markets: Mubite covers Crypto (700+ markets); Instant Funding offers Forex, Metals, Energy, Indices, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and Instant Funding compare on pricing.
Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.
Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.
Mubite profit split: 70% → 90%. Instant Funding profit split: 80% (up to 95%). Instant Funding delivers the higher cut to traders.
Payout frequency: Mubite pays On-demand (within 24h); Instant Funding pays On-demand / 14-day / Weekly (varies by program). Faster payouts are better for cash flow management.
Here is our full independent review of Mubite:
Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.
In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.
Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.
The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.
Mubite offers three funding models:
Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.
Mubite is built on two platforms:
The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.
Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.
Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.
The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.
Here is our full independent review of Instant Funding:
Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.
The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.
Instant Funding’s eight programs fall into three families:
No-Evaluation (Instant) Programs:
One-Phase Evaluation Programs:
Two-Phase Evaluation Programs:
The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.
Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.
Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.
The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.
Overall, our independent scoring gives Instant Funding the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Instant Funding scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Instant Funding offers the higher profit split. Mubite: 70% → 90%. Instant Funding: 80% (up to 95%).
EA policies: Mubite — check the review. Instant Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Mubite — check the review. Instant Funding — check the review.
Read the full Mubite review → · Read the full Instant Funding review →
Based on our scoring methodology, Instant Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Mubite offers 70% → 90% profit split, while Instant Funding offers 80% (up to 95%) profit split. Check each firm's current terms as these can change.
Yes! Mubite: 20% off — code BESTPROP10. See the offer button above for full terms.
Mubite processes first payouts in a variable timeframe, while Instant Funding takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Mubite nor Instant Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
