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Home › Comparisons › Mubite vs FXIFY — Which is Better?
Mubite
8/10
★★★★☆
VS
FXIFY
9.3/10
★★★★½

Mubite vs FXIFY — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Mubite View Firm — FXIFY

Mubite vs FXIFY — Side-by-Side

Feature Mubite FXIFY
Payout
Profit Split 70% → 90% Up to 90% (100% Futures)
Payout Frequency On-demand (within 24h) On-demand from day 1 ($50 minimum)
Max Account Size $200,000 $400,000
Our Verdict — Mubite vs FXIFY

Winner: FXIFY

Mubite vs FXIFY — Executive Summary (2026)

In this independent head-to-head comparison of Mubite vs FXIFY, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Mubite: Crypto Prop Trading, Three Ways In

FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.

Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Mubite vs FXIFY

BestProp Score: Mubite scores 8/10 vs FXIFY at 9.3/10.

Minimum Fee: Mubite starts from From $1,250 accounts; FXIFY starts from $59. FXIFY is cheaper at entry level.

Profit Split: Mubite offers 70% → 90%; FXIFY offers Up to 90% (100% Futures). FXIFY has the higher split.

Platforms: Mubite supports Bybit, Cleo; FXIFY is on MT4, MT5, DXTrade.

Tradeable Markets: Mubite covers Crypto (700+ markets); FXIFY offers Forex, Metals, Indices, Crypto, Stocks (300+ symbols).

Pricing Comparison: Mubite vs FXIFY

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and FXIFY compare on pricing.

Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.

FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.

On entry-level pricing, FXIFY offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Mubite vs FXIFY

Drawdown Rules

Trading Conditions

Payout Comparison: Mubite vs FXIFY

Mubite profit split: 70% → 90%. FXIFY profit split: Up to 90% (100% Futures). FXIFY delivers the higher cut to traders.

Payout frequency: Mubite pays On-demand (within 24h); FXIFY pays On-demand from day 1 ($50 minimum). Faster payouts are better for cash flow management.

Mubite — Full Review

Here is our full independent review of Mubite:

Introduction to Mubite

Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.

In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.

Who Is Mubite For?

Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.

The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.

Challenge Programs and Pricing

Mubite offers three funding models:

  • Two-Step Challenge: Two evaluation phases — 10% profit target in Phase 1, 5% in Phase 2. Lowest entry fee of the three programs. Best for disciplined traders who want to minimise upfront cost.
  • One-Step Challenge: Single phase with a 10% profit target. Faster path to funding than the two-step with a moderate fee.
  • Instant Funding: No evaluation required — receive a funded account immediately. First payout is available after 14 days of trading, then bi-weekly. The trade-off is a lower starting profit split (70–80%) versus the 80–90% available on evaluation programs.

Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.

Trading Rules

  • Daily Loss Limit: 4–5% of account balance (varies by program)
  • Maximum Drawdown: 6–8% for evaluation programs; Instant Funding starts at 10%, dropping to 5% once the account reaches +5% profit
  • Profit Target: Two-Step — 10% Phase 1 / 5% Phase 2; One-Step — 10%; Instant — none
  • Time Limits: None — trade at your own pace
  • Permitted: News trading, EAs (Expert Advisors), copy trading
  • Note: Spot trading is available on Bybit but accidental use can trigger rule violations — traders should confirm they are on the correct account type before placing orders

Platforms and Technology

Mubite is built on two platforms:

  • Bybit: Direct integration with Bybit’s derivatives market — 600+ USDT perpetual futures pairs, up to 1:100 leverage, real order book liquidity
  • Cleo: 360+ USDT futures pairs using Binance market data, up to 1:100 leverage

The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.

Payouts

  • Evaluation programs (1-Step/2-Step): On-demand after approval, typically within 24 hours
  • Instant Funding: First payout after 14 days, then bi-weekly
  • Method: USDT directly to Bybit wallet
  • Profit Split: 70–80% (Instant), 80–90% (evaluation programs)

Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.

Our Verdict

Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.

The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.

FXIFY — Full Review

Here is our full independent review of FXIFY:

Introduction to FXIFY

FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.

The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.

Who Is FXIFY For?

FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.

Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.

Challenge Programs

  • Lightning Challenge (1-Step, up to $100K): The entry-level path. From $59. Fixed 5% profit target. Up to 90% split. 100% fee refunded on first payout. Fast-track to funded capital for traders who want minimal evaluation friction.
  • One Phase (1-Step, $5K-$400K): Single evaluation with customizable profit targets. Up to 90% split. 100% fee refund. On-demand payouts from first funded day. Fees from $250.
  • Two Phase (2-Step, $5K-$400K): Two-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Suitable for traders who prefer a phased approach with lower per-phase pressure.
  • Three Phase (3-Step, $5K-$400K): Three-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Lowest required target per phase of the evaluation tracks.
  • Instant Funding (up to $50K): No evaluation required. No profit target. Access funded capital immediately. Up to 90% split. On-demand payouts.
  • Futures Trading (up to $450K): Dedicated futures track. Funded within 3 days. Up to 100% profit split – the only FXIFY programme offering 100%. Customizable targets.

All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.

Trading Rules and Platforms

Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.

Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.

Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.

Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.

Payouts

  • Total paid: $40M+ | Highest single payout: $117,000
  • First payout: On demand from first funded trading day
  • Minimum withdrawal: $50 (lowest in our database)
  • Fee refund: 100% on all evaluation programmes
  • Split: Up to 90% (CFD) | Up to 100% (Futures)
  • Scaling ceiling: $4,000,000

Monthly Competitions

FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.

Our Verdict

FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.

The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.

Mubite — Key Strengths

  • BestProp score: 8.0/10
  • Competitive 70% → 90% profit split
  • Challenge fees from From $1,250 accounts
  • Available on Bybit, Cleo
  • Operating since 2024

FXIFY — Key Strengths

  • BestProp score: 9.3/10
  • Competitive Up to 90% (100% Futures) profit split
  • Challenge fees from $59
  • 250,000+ funded traders
  • $40,000,000+ total paid out
  • Available on MT4, MT5, DXTrade
  • Operating since 2023

Final Verdict: Mubite vs FXIFY (2026)

Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Mubite vs FXIFY

Which is better, Mubite or FXIFY?

Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Mubite cheaper than FXIFY?

FXIFY offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Mubite or FXIFY?

FXIFY offers the higher profit split. Mubite: 70% → 90%. FXIFY: Up to 90% (100% Futures).

Can I use an EA or trading bot?

EA policies: Mubite — check the review. FXIFY — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Mubite — check the review. FXIFY — check the review.

Read the full Mubite review →  ·  Read the full FXIFY review →

Who should choose Mubite?
  • Traders wanting 70% → 90% profit split
  • Users of Bybit, Cleo
  • Anyone looking for a top-rated funded challenge
Who should choose FXIFY?
  • Traders wanting Up to 90% (100% Futures) profit split
  • Users of MT4, MT5, DXTrade
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Mubite vs FXIFY

Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Mubite offers 70% → 90% profit split, while FXIFY offers Up to 90% (100% Futures) profit split. Check each firm's current terms as these can change.

Yes! Mubite: 20% off — code BESTPROP10. See the offer button above for full terms.

Both firms aim for fast payouts. Check each firm's website for the current payout schedule, as processing times may vary.

Neither Mubite nor FXIFY are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Mubite
8/10
20% off — code BESTPROP10
Read Review →
FXIFY
9.3/10
Read Review →