Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Upcomers | FXIFY |
|---|---|---|
| Payout | ||
| Profit Split | 99% | Up to 90% (100% Futures) |
| First Payout | 5 | — |
| Payout Frequency | On-demand (avg 12h) | On-demand from day 1 ($50 minimum) |
| Max Account Size | $1,000,000 | $400,000 |
In this independent head-to-head comparison of Upcomers vs FXIFY, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.
FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.
Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Upcomers scores 8.7/10 vs FXIFY at 9.3/10.
Minimum Fee: Upcomers starts from $31.80; FXIFY starts from $59. Upcomers is cheaper at entry level.
Profit Split: Upcomers offers 99%; FXIFY offers Up to 90% (100% Futures). FXIFY has the higher split.
Platforms: Upcomers supports MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit; FXIFY is on MT4, MT5, DXTrade.
Tradeable Markets: Upcomers covers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities; FXIFY offers Forex, Metals, Indices, Crypto, Stocks (300+ symbols).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Upcomers and FXIFY compare on pricing.
Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.
FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.
On entry-level pricing, Upcomers offers a lower starting fee — an important factor if you are testing with a smaller account first.
Upcomers profit split: 99%. FXIFY profit split: Up to 90% (100% Futures). FXIFY delivers the higher cut to traders.
Payout frequency: Upcomers pays On-demand (avg 12h); FXIFY pays On-demand from day 1 ($50 minimum). Faster payouts are better for cash flow management.
Here is our full independent review of Upcomers:
Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.
The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.
Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.
Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.
Upcomers offers multiple evaluation paths across different step counts:
Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.
Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.
Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.
Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.
Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.
Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).
Here is our full independent review of FXIFY:
FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.
The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.
FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.
Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.
All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.
Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.
Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.
Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.
Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.
FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.
FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.
The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.
Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If Upcomers better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Upcomers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FXIFY offers the higher profit split. Upcomers: 99%. FXIFY: Up to 90% (100% Futures).
EA policies: Upcomers — check the review. FXIFY — check the review. Always verify the latest policy directly with the firm.
News trading: Upcomers — check the review. FXIFY — check the review.
Read the full Upcomers review → · Read the full FXIFY review →
Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Upcomers offers 99% profit split, while FXIFY offers Up to 90% (100% Futures) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Upcomers processes first payouts in 5 day(s), while FXIFY takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither Upcomers nor FXIFY are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
