Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | thePropTrade | Ment Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% (up to 90%) | 75% (90% with add-on) |
| First Payout | On demand | On demand |
| Payout Frequency | On demand | Monthly (Forex/Futures); Bi-weekly (Equities) |
| Max Account Size | $100,000 | $2,000,000 |
Winner: Ment Funding
In this independent head-to-head comparison of thePropTrade vs Ment Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
thePropTrade: Start Any Evaluation for $9.99. Pay Activation Only After Passing. Full Refund on First Payout.
Ment Funding: No Refused Payout Since 2021. Forex Up to $2M. Futures + Equities. 5 Platforms.
Based on our independent scoring methodology, Ment Funding scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: thePropTrade scores 7.5/10 vs Ment Funding at 8.9/10.
Minimum Fee: thePropTrade starts from $9.99; Ment Funding starts from $250. thePropTrade is cheaper at entry level.
Profit Split: thePropTrade offers 80% (up to 90%); Ment Funding offers 75% (90% with add-on). thePropTrade has the higher split.
Platforms: thePropTrade supports MT5, cTrader, TradeLocker; Ment Funding is on MT4, MT5, cTrader, Match Trader, DXTrade.
Tradeable Markets: thePropTrade covers Forex, Metals, Indices, Crypto, Commodities; Ment Funding offers Forex, Metals, Indices, Oil, Crypto, CME Futures, S&P 100 Equities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how thePropTrade and Ment Funding compare on pricing.
thePropTrade challenge fees start from $9.99. The firm has operated since 2025.
Ment Funding challenge fees start from $250. The firm has operated since 2021.
On entry-level pricing, thePropTrade offers a lower starting fee — an important factor if you are testing with a smaller account first.
thePropTrade profit split: 80% (up to 90%). Ment Funding profit split: 75% (90% with add-on). thePropTrade delivers the higher cut to traders.
Payout frequency: thePropTrade pays On demand; Ment Funding pays Monthly (Forex/Futures); Bi-weekly (Equities). Faster payouts are better for cash flow management.
Here is our full independent review of thePropTrade:
thePropTrade is operated by The Prop Trade Ltd (registration 2025-00866, Saint Lucia) and QuantElite FZCO (Dubai Silicon Oasis, UAE), led by CEO Katarina K. The firm registered in 2025, making it one of the newest entrants in the prop trading space with a very limited public track record. Platforms include MetaTrader 5, cTrader, and TradeLocker. Maximum account size is $200,000, with leverage up to 1:100. The firm serves all instruments except jurisdictions on FATF/EU/UN sanctions lists, and excludes China and Vietnam.
thePropTrade’s signature offering is PayFlex Edge — a distinctive pay-to-start model where the upfront evaluation cost is $9.99 for all account sizes. An activation fee (paid only after passing the evaluation) varies by account size and is refunded on the first funded payout.
How it works: Pay $9.99 to begin the evaluation regardless of account size. Complete the 6% profit target. Upon passing, pay an activation fee (see table below). The activation fee is refunded on your first funded payout — making the long-run cost zero if you trade profitably.
Evaluation parameters (all sizes): 6% profit target. Daily loss limit: 4%. Max drawdown: 6% trailing lock — the drawdown ceiling adjusts with equity gains and locks the floor at the highest reached level. Minimum 3 profitable trading days required (with at least 0.5% profit each). No maximum time limit. Swap-free accounts available. No consistency rule.
Activation fees by account size (post-pass):
The overall price is comparable to standard single-phase programs — the innovation is the cost split: risk only $9.99 to attempt, pay the remainder only after proving profitability.
Profit split: 80% (up to 90% with scaling milestones). Payouts on demand. Instruments: Forex, Metals, Indices, Crypto, Commodities. All three platforms (MT5, cTrader, TradeLocker) available on funded accounts. No maximum lot size restrictions. Swap-free accounts available.
Platforms: MetaTrader 5, cTrader, TradeLocker — full three-platform flexibility is uncommon at this price point. Instruments: Forex, Metals, Indices, Crypto, Commodities. Leverage up to 1:100.
thePropTrade earns a 6.2 BestProp score. The $9.99 pay-to-start structure is genuinely innovative and removes the most common barrier to entry in prop trading — the fear of paying full price and failing. For a trader with a proven strategy, risking $9.99 to attempt a $100K evaluation (full activation fee refunded if funded) is a compelling proposition. Three supported platforms (MT5, cTrader, TradeLocker) and swap-free accounts add structural quality. On-demand payouts remove payout cycle delays.
The primary concern is the firm’s age: registered in 2025 with registration number 2025-00866, thePropTrade has an extremely limited public operating history. No verified Trustpilot score is publicly confirmed. The CEO is identified only by first name and initial publicly. Trading rules for EAs, news, and overnight holds are not clearly published. Saint Lucia/Dubai dual-entity structure adds a layer of opacity. Traders should proceed with small account sizes first and verify all rules directly with support before committing to larger activation fees. A promising concept; the track record needs time to build.
Here is our full independent review of Ment Funding:
Ment Funding was founded in October 2021 and is headquartered in Pennsylvania, USA, with operations in Austin, Texas. CEO Anton Calmes leads the firm, which holds a 4.8/5 Trustpilot rating from 170+ reviews. The firm makes a remarkable operational claim: not a single refused payout since founding in 2021. Five trading platforms are supported: MT4, MT5, cTrader, Match Trader, and DXTrade — the widest platform selection in the prop firm space. Three distinct asset class programs are offered: Forex (1-Step, up to $2M), Futures (up to $400K), and Equities (new, up to $100K).
All trading strategies are permitted across Forex and Equities: EAs, hedging, scalping, news trading. No restrictions on approach. Base profit split is 75%, upgradeable to 90% as a paid add-on. Account sizes on the Forex program reach $2,000,000 — one of the few prop firms in the world offering seven-figure funded accounts.
Single phase, 10% profit target. Daily loss: 5%. Max drawdown: 6% static balance-based. No time limit, no consistency rule. First withdrawal on demand at any time; monthly thereafter. Max drawdown locks at starting balance after first payout. 75% split (90% add-on). Account sizes and fees: $25K/$250, $50K/$450, $100K/$750, $200K/$1,500, $400K/$3,000, $1M/$8,600, $2M/$17,200.
Same 10% profit target and 6% max drawdown as Forex. Daily loss tightened to 3%. Consistency rule applies: no single trading day may account for more than 33% of total profits. 90-day evaluation window (365-day add-on on $400K). 75% split (90% add-on). Available at $25K-$400K with same fees as the Forex program.
S&P 100 equities with short selling permitted. Two variants available. Static variant: 15% profit target, 2% daily DD, 6% static max DD, 33% consistency rule, 80% split. Trailing variant: 10% profit target, 3% daily DD, 6% trailing max DD, 33% consistency rule, 80% split. Both offer 90% split as add-on. Bi-weekly payouts, minimum $100. Available at $10K-$100K. Confirm current fees directly on the Ment Funding website as this is a new program.
Platforms: MT4, MT5, cTrader, Match Trader, DXTrade. Instruments: Forex and metals (1:20), Indices (1:10), Oil (1:5), Crypto (1:2), CME futures, S&P 100 equities. Payouts via Riseworks (bank wire) or Columis (crypto).
Ment Funding earns an 8.0 BestProp score. A 2021 founding with a genuine no-refused-payout track record, 4.8/5 Trustpilot, three distinct asset classes, and the broadest platform selection in the industry (five platforms) make this a top-tier prop firm. Account sizes to $2M Forex are in a class of their own. No trading style restrictions on Forex and Equities. The 30-day activity rule is easily satisfied. Main considerations: 75% base split is lower than competitors offering 80-90% as standard, the Futures consistency rule penalises outlier days, and the Equities program is new. Overall one of the most complete prop firm offerings available.
Overall, our independent scoring gives Ment Funding the edge in this 2026 comparison. However, both firms have their merits. If thePropTrade better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Ment Funding scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
thePropTrade offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
thePropTrade offers the higher profit split. thePropTrade: 80% (up to 90%). Ment Funding: 75% (90% with add-on).
EA policies: thePropTrade — check the review. Ment Funding — check the review. Always verify the latest policy directly with the firm.
News trading: thePropTrade — check the review. Ment Funding — check the review.
Read the full thePropTrade review → · Read the full Ment Funding review →
Based on our scoring methodology, Ment Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
thePropTrade offers 80% (up to 90%) profit split, while Ment Funding offers 75% (90% with add-on) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
thePropTrade processes first payouts in On demand day(s), while Ment Funding takes approximately On demand day(s). Always verify current payout timelines on the firm's website.
Neither thePropTrade nor Ment Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
