Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | The5ers | Top One Futures |
|---|---|---|
| Payout | ||
| Profit Split | 75% → 100% | 90% |
| First Payout | 16 | 5 |
| Payout Frequency | Monthly (avg 16 days) | On-demand / Daily (Elite Daily) |
| Max Account Size | $250,000 | $150,000 |
In this independent head-to-head comparison of The5ers vs Top One Futures, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
The5ers: Scale to $4 Million. No Upfront Fee Required.
Top One Futures: $26M Paid Out. 4.8 Trustpilot. TradingView + NinjaTrader.
Based on our independent scoring methodology, The5ers scores 9.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: The5ers scores 9.4/10 vs Top One Futures at 9/10.
Minimum Fee: The5ers starts from From $15; Top One Futures starts from $39. The5ers is cheaper at entry level.
Profit Split: The5ers offers 75% → 100%; Top One Futures offers 90%. The5ers has the higher split.
Platforms: The5ers supports MT5 Hedge; Top One Futures is on Tradovate, NinjaTrader 8, TradingView.
Tradeable Markets: The5ers covers Forex, Metals, Indices, Crypto, Stocks, Commodities; Top One Futures offers Futures (CME, COMEX, NYMEX, CBOT).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how The5ers and Top One Futures compare on pricing.
The5ers challenge fees start from From $15. The firm has operated since 2016. They have funded over 262,000+ traders.
Top One Futures challenge fees start from $39. The firm has operated since 2023. They have funded over 21,000+ traders. Total payouts to date: $26,000,000+.
On entry-level pricing, The5ers offers a lower starting fee — an important factor if you are testing with a smaller account first.
The5ers profit split: 75% → 100%. Top One Futures profit split: 90%. The5ers delivers the higher cut to traders.
Payout frequency: The5ers pays Monthly (avg 16 days); Top One Futures pays On-demand / Daily (Elite Daily). Faster payouts are better for cash flow management.
Here is our full independent review of The5ers:
The5ers has been funding traders since January 2016, making it one of the two oldest major prop firms in the industry alongside FTMO. Founded by Saul Lokier and headquartered in Raanana, Israel, the firm has funded over 262,000 traders across 149 employees in 23 countries. That track record — nearly a decade of consistent operation — is the foundation of its reputation.
The firm’s standout program is Hyper Growth: a no-upfront-fee model where traders enter a scaling account that doubles with every 10% profit milestone, growing toward a maximum of $4,000,000. For experienced traders with a proven system, it is one of the highest-ceiling funded trading opportunities available.
The5ers suits experienced forex and multi-asset traders who value long-term capital scaling over fast payouts or high initial splits. The progression from small accounts to multi-million dollar funding is the core appeal — the trade-off is slower payout cycles and lower initial profit splits compared to newer competitors.
The Hyper Growth program’s no-fee entry model also makes The5ers uniquely accessible for skilled traders who can’t or prefer not to pay upfront challenge fees. If your strategy produces consistent 10% gains, the doubling scaling plan is one of the most powerful funding structures available.
The5ers offers four distinct programs:
The5ers earns an 8.6 BestProp score. Nearly a decade of operation, 262,000+ funded traders, and the Hyper Growth program’s $4M ceiling make it one of the most legitimate and ambitious funded trading programs available. The no-upfront-fee Hyper Growth entry is genuinely unique at this scale.
The trade-offs are real: monthly payouts with a 16-day average are slower than most competitors, and the initial 75% split on Hyper Growth is below the 80%+ standard elsewhere. Traders who prioritise payout speed or initial split percentage will find better options. But for those building a long-term funded trading career, The5ers’ scaling architecture and decade-long track record are hard to match.
Here is our full independent review of Top One Futures:
Top One Futures was founded in 2023 by CEO Matt Morris and is headquartered in Cheyenne, Wyoming, USA. Despite being a relatively new firm, the numbers it has built are impressive: $26M+ in verified payouts, 184,000+ active accounts, and a Trustpilot score of 4.8/5 from 3,300+ reviews — one of the highest review counts of any futures-focused prop firm.
The platform is futures-only, operating across CME, COMEX, NYMEX, and CBOT instruments, with support for three leading futures platforms: Tradovate, NinjaTrader 8, and TradingView. A complimentary NinjaTrader license is often bundled with subscriptions, which meaningfully reduces the effective cost of trading.
Top One Futures serves futures traders across the experience spectrum. Six distinct program types cover everything from subscription-based challenge accounts (Elite Challenge, Elite Daily) to one-time-fee instant funding (IGNITE, Instant Sim Funded). Micro contracts are available, making the platform accessible to traders who are scaling up and want to manage position sizing carefully.
The payout structure — 6% profit required for the first withdrawal, 5% for the second, 4% for all subsequent — is a step-down model that rewards consistency and sustained trading over time rather than a single large win.
Three supported platforms: Tradovate, NinjaTrader 8 (often included free with subscription), and TradingView. Instruments: CME futures including ES, NQ, CL, GC, and 6E — full Level 2/DOM data available. Micro contracts supported. News trading is permitted (slippage risk acknowledged during high-volatility events).
Payout thresholds: 6% profit → first payout | 5% profit → second payout | 4% profit → all subsequent payouts. Processing time: under 12 hours on average, commonly under 4 hours.
Top One Futures earns an 8.1 BestProp score. A 4.8/5 Trustpilot rating backed by 3,300+ reviews and $26M+ in verified payouts puts it in the top tier of futures-focused prop firms. Six program types give traders genuine flexibility, TradingView and NinjaTrader platform support is best-in-class for futures, and the step-down payout threshold model rewards sustained performance. The free NinjaTrader license bundled with subscriptions is a concrete cost saving.
The subscription model on Elite Challenge and Elite Daily means ongoing monthly costs — traders who take time to find consistent setups need to factor this in. Consistency rules (15–40% depending on program) also apply on funded accounts, which can restrict certain high-variance strategies. Overall, for futures traders specifically, Top One Futures is one of the most credible and well-reviewed options available in 2026.
Overall, our independent scoring gives The5ers the edge in this 2026 comparison. However, both firms have their merits. If Top One Futures better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, The5ers scores higher overall (9.4/10). The best choice depends on your trading style, preferred instruments, and account size.
The5ers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
The5ers offers the higher profit split. The5ers: 75% → 100%. Top One Futures: 90%.
EA policies: The5ers — check the review. Top One Futures — check the review. Always verify the latest policy directly with the firm.
News trading: The5ers — check the review. Top One Futures — check the review.
Read the full The5ers review → · Read the full Top One Futures review →
Based on our scoring methodology, The5ers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
The5ers offers 75% → 100% profit split, while Top One Futures offers 90% profit split. Check each firm's current terms as these can change.
Yes! Top One Futures: 50% off — code BESTPROP. See the offer button above for full terms.
The5ers processes first payouts in 16 day(s), while Top One Futures takes approximately 5 day(s). Always verify current payout timelines on the firm's website.
Neither The5ers nor Top One Futures are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
