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FXIFY
9.3/10
★★★★½
VS
Ment Funding
8.9/10
★★★★½

FXIFY vs Ment Funding — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — FXIFY View Firm — Ment Funding

FXIFY vs Ment Funding — Side-by-Side

Feature FXIFY Ment Funding
Payout
Profit Split Up to 90% (100% Futures) 75% (90% with add-on)
First Payout — On demand
Payout Frequency On-demand from day 1 ($50 minimum) Monthly (Forex/Futures); Bi-weekly (Equities)
Max Account Size $400,000 $2,000,000
Our Verdict — FXIFY vs Ment Funding

Winner: FXIFY

FXIFY vs Ment Funding — Executive Summary (2026)

In this independent head-to-head comparison of FXIFY vs Ment Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.

Ment Funding: No Refused Payout Since 2021. Forex Up to $2M. Futures + Equities. 5 Platforms.

Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FXIFY vs Ment Funding

BestProp Score: FXIFY scores 9.3/10 vs Ment Funding at 8.9/10.

Minimum Fee: FXIFY starts from $59; Ment Funding starts from $250. FXIFY is cheaper at entry level.

Profit Split: FXIFY offers Up to 90% (100% Futures); Ment Funding offers 75% (90% with add-on). FXIFY has the higher split.

Platforms: FXIFY supports MT4, MT5, DXTrade; Ment Funding is on MT4, MT5, cTrader, Match Trader, DXTrade.

Tradeable Markets: FXIFY covers Forex, Metals, Indices, Crypto, Stocks (300+ symbols); Ment Funding offers Forex, Metals, Indices, Oil, Crypto, CME Futures, S&P 100 Equities.

Pricing Comparison: FXIFY vs Ment Funding

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FXIFY and Ment Funding compare on pricing.

FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.

Ment Funding challenge fees start from $250. The firm has operated since 2021.

On entry-level pricing, FXIFY offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FXIFY vs Ment Funding

Drawdown Rules

Trading Conditions

Payout Comparison: FXIFY vs Ment Funding

FXIFY profit split: Up to 90% (100% Futures). Ment Funding profit split: 75% (90% with add-on). FXIFY delivers the higher cut to traders.

Payout frequency: FXIFY pays On-demand from day 1 ($50 minimum); Ment Funding pays Monthly (Forex/Futures); Bi-weekly (Equities). Faster payouts are better for cash flow management.

FXIFY — Full Review

Here is our full independent review of FXIFY:

Introduction to FXIFY

FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.

The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.

Who Is FXIFY For?

FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.

Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.

Challenge Programs

  • Lightning Challenge (1-Step, up to $100K): The entry-level path. From $59. Fixed 5% profit target. Up to 90% split. 100% fee refunded on first payout. Fast-track to funded capital for traders who want minimal evaluation friction.
  • One Phase (1-Step, $5K-$400K): Single evaluation with customizable profit targets. Up to 90% split. 100% fee refund. On-demand payouts from first funded day. Fees from $250.
  • Two Phase (2-Step, $5K-$400K): Two-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Suitable for traders who prefer a phased approach with lower per-phase pressure.
  • Three Phase (3-Step, $5K-$400K): Three-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Lowest required target per phase of the evaluation tracks.
  • Instant Funding (up to $50K): No evaluation required. No profit target. Access funded capital immediately. Up to 90% split. On-demand payouts.
  • Futures Trading (up to $450K): Dedicated futures track. Funded within 3 days. Up to 100% profit split – the only FXIFY programme offering 100%. Customizable targets.

All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.

Trading Rules and Platforms

Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.

Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.

Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.

Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.

Payouts

  • Total paid: $40M+ | Highest single payout: $117,000
  • First payout: On demand from first funded trading day
  • Minimum withdrawal: $50 (lowest in our database)
  • Fee refund: 100% on all evaluation programmes
  • Split: Up to 90% (CFD) | Up to 100% (Futures)
  • Scaling ceiling: $4,000,000

Monthly Competitions

FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.

Our Verdict

FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.

The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.

Ment Funding — Full Review

Here is our full independent review of Ment Funding:

Introduction to Ment Funding

Ment Funding was founded in October 2021 and is headquartered in Pennsylvania, USA, with operations in Austin, Texas. CEO Anton Calmes leads the firm, which holds a 4.8/5 Trustpilot rating from 170+ reviews. The firm makes a remarkable operational claim: not a single refused payout since founding in 2021. Five trading platforms are supported: MT4, MT5, cTrader, Match Trader, and DXTrade — the widest platform selection in the prop firm space. Three distinct asset class programs are offered: Forex (1-Step, up to $2M), Futures (up to $400K), and Equities (new, up to $100K).

All trading strategies are permitted across Forex and Equities: EAs, hedging, scalping, news trading. No restrictions on approach. Base profit split is 75%, upgradeable to 90% as a paid add-on. Account sizes on the Forex program reach $2,000,000 — one of the few prop firms in the world offering seven-figure funded accounts.

Forex 1-Step Program

Single phase, 10% profit target. Daily loss: 5%. Max drawdown: 6% static balance-based. No time limit, no consistency rule. First withdrawal on demand at any time; monthly thereafter. Max drawdown locks at starting balance after first payout. 75% split (90% add-on). Account sizes and fees: $25K/$250, $50K/$450, $100K/$750, $200K/$1,500, $400K/$3,000, $1M/$8,600, $2M/$17,200.

Futures Program

Same 10% profit target and 6% max drawdown as Forex. Daily loss tightened to 3%. Consistency rule applies: no single trading day may account for more than 33% of total profits. 90-day evaluation window (365-day add-on on $400K). 75% split (90% add-on). Available at $25K-$400K with same fees as the Forex program.

Equities Program (New)

S&P 100 equities with short selling permitted. Two variants available. Static variant: 15% profit target, 2% daily DD, 6% static max DD, 33% consistency rule, 80% split. Trailing variant: 10% profit target, 3% daily DD, 6% trailing max DD, 33% consistency rule, 80% split. Both offer 90% split as add-on. Bi-weekly payouts, minimum $100. Available at $10K-$100K. Confirm current fees directly on the Ment Funding website as this is a new program.

Trading Rules

  • All strategies allowed (Forex/Equities): EAs, hedging, scalping fully permitted.
  • News trading: Allowed on Forex and Futures.
  • Consistency rule: None on Forex. 33% cap on Futures and Equities.
  • Activity requirement: At least one trade every 30 days.
  • Post-payout drawdown lock: Max DD resets to starting balance after first payout — profits cannot extend the drawdown buffer.

Platforms, Instruments and Payouts

Platforms: MT4, MT5, cTrader, Match Trader, DXTrade. Instruments: Forex and metals (1:20), Indices (1:10), Oil (1:5), Crypto (1:2), CME futures, S&P 100 equities. Payouts via Riseworks (bank wire) or Columis (crypto).

Our Verdict

Ment Funding earns an 8.0 BestProp score. A 2021 founding with a genuine no-refused-payout track record, 4.8/5 Trustpilot, three distinct asset classes, and the broadest platform selection in the industry (five platforms) make this a top-tier prop firm. Account sizes to $2M Forex are in a class of their own. No trading style restrictions on Forex and Equities. The 30-day activity rule is easily satisfied. Main considerations: 75% base split is lower than competitors offering 80-90% as standard, the Futures consistency rule penalises outlier days, and the Equities program is new. Overall one of the most complete prop firm offerings available.

FXIFY — Key Strengths

  • BestProp score: 9.3/10
  • Competitive Up to 90% (100% Futures) profit split
  • Challenge fees from $59
  • 250,000+ funded traders
  • $40,000,000+ total paid out
  • Available on MT4, MT5, DXTrade
  • Operating since 2023

Ment Funding — Key Strengths

  • BestProp score: 8.9/10
  • Competitive 75% (90% with add-on) profit split
  • Challenge fees from $250
  • Available on MT4, MT5, cTrader, Match Trader, DXTrade
  • Operating since 2021

Final Verdict: FXIFY vs Ment Funding (2026)

Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If Ment Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FXIFY vs Ment Funding

Which is better, FXIFY or Ment Funding?

Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FXIFY cheaper than Ment Funding?

FXIFY offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FXIFY or Ment Funding?

FXIFY offers the higher profit split. FXIFY: Up to 90% (100% Futures). Ment Funding: 75% (90% with add-on).

Can I use an EA or trading bot?

EA policies: FXIFY — check the review. Ment Funding — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FXIFY — check the review. Ment Funding — check the review.

Read the full FXIFY review →  ·  Read the full Ment Funding review →

Who should choose FXIFY?
  • Traders wanting Up to 90% (100% Futures) profit split
  • Users of MT4, MT5, DXTrade
  • Anyone looking for a top-rated funded challenge
Who should choose Ment Funding?
  • Traders wanting 75% (90% with add-on) profit split
  • Users of MT4, MT5, cTrader, Match Trader, DXTrade
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FXIFY vs Ment Funding

Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FXIFY offers Up to 90% (100% Futures) profit split, while Ment Funding offers 75% (90% with add-on) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FXIFY processes first payouts in a variable timeframe, while Ment Funding takes approximately On demand day(s). Always verify current payout timelines on the firm's website.

Neither FXIFY nor Ment Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FXIFY
9.3/10
Read Review →
Ment Funding
8.9/10
Read Review →