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FXIFY
9.3/10
★★★★½
VS
City Traders Imperium
8.6/10
★★★★☆

FXIFY vs City Traders Imperium — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — FXIFY Get Funded Now — City Traders Imperium

FXIFY vs City Traders Imperium — Side-by-Side

Feature FXIFY City Traders Imperium
Payout
Profit Split Up to 90% (100% Futures) 80% (up to 100%)
First Payout — On demand (after 7 profitable days)
Payout Frequency On-demand from day 1 ($50 minimum) Monthly (1-Step/2-Step); Bi-weekly (Instant)
Max Account Size $400,000 $100,000
Our Verdict — FXIFY vs City Traders Imperium

Winner: FXIFY

FXIFY vs City Traders Imperium — Executive Summary (2026)

In this independent head-to-head comparison of FXIFY vs City Traders Imperium, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.

City Traders Imperium: Est. 2018. No Daily Loss Limit on 1-Step. Monthly Salary. Scales to $4M.

Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FXIFY vs City Traders Imperium

BestProp Score: FXIFY scores 9.3/10 vs City Traders Imperium at 8.6/10.

Minimum Fee: FXIFY starts from $59; City Traders Imperium starts from $29. City Traders Imperium is cheaper at entry level.

Profit Split: FXIFY offers Up to 90% (100% Futures); City Traders Imperium offers 80% (up to 100%). FXIFY has the higher split.

Platforms: FXIFY supports MT4, MT5, DXTrade; City Traders Imperium is on MT5, Match Trader.

Tradeable Markets: FXIFY covers Forex, Metals, Indices, Crypto, Stocks (300+ symbols); City Traders Imperium offers Forex (28 pairs), Indices (9), Gold, Silver, Oil, Crypto (BTC, ETH, LTC, ADA, XRP).

Pricing Comparison: FXIFY vs City Traders Imperium

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FXIFY and City Traders Imperium compare on pricing.

FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.

City Traders Imperium challenge fees start from $29. The firm has operated since 2018.

On entry-level pricing, City Traders Imperium offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FXIFY vs City Traders Imperium

Drawdown Rules

Trading Conditions

Payout Comparison: FXIFY vs City Traders Imperium

FXIFY profit split: Up to 90% (100% Futures). City Traders Imperium profit split: 80% (up to 100%). FXIFY delivers the higher cut to traders.

Payout frequency: FXIFY pays On-demand from day 1 ($50 minimum); City Traders Imperium pays Monthly (1-Step/2-Step); Bi-weekly (Instant). Faster payouts are better for cash flow management.

FXIFY — Full Review

Here is our full independent review of FXIFY:

Introduction to FXIFY

FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.

The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.

Who Is FXIFY For?

FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.

Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.

Challenge Programs

  • Lightning Challenge (1-Step, up to $100K): The entry-level path. From $59. Fixed 5% profit target. Up to 90% split. 100% fee refunded on first payout. Fast-track to funded capital for traders who want minimal evaluation friction.
  • One Phase (1-Step, $5K-$400K): Single evaluation with customizable profit targets. Up to 90% split. 100% fee refund. On-demand payouts from first funded day. Fees from $250.
  • Two Phase (2-Step, $5K-$400K): Two-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Suitable for traders who prefer a phased approach with lower per-phase pressure.
  • Three Phase (3-Step, $5K-$400K): Three-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Lowest required target per phase of the evaluation tracks.
  • Instant Funding (up to $50K): No evaluation required. No profit target. Access funded capital immediately. Up to 90% split. On-demand payouts.
  • Futures Trading (up to $450K): Dedicated futures track. Funded within 3 days. Up to 100% profit split – the only FXIFY programme offering 100%. Customizable targets.

All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.

Trading Rules and Platforms

Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.

Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.

Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.

Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.

Payouts

  • Total paid: $40M+ | Highest single payout: $117,000
  • First payout: On demand from first funded trading day
  • Minimum withdrawal: $50 (lowest in our database)
  • Fee refund: 100% on all evaluation programmes
  • Split: Up to 90% (CFD) | Up to 100% (Futures)
  • Scaling ceiling: $4,000,000

Monthly Competitions

FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.

Our Verdict

FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.

The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.

City Traders Imperium — Full Review

Here is our full independent review of City Traders Imperium:

Introduction to City Traders Imperium

City Traders Imperium (CTI) was founded in June 2018, making it one of the longest-established prop firms in the world. Operated by CTI FZCO and headquartered at Dubai Silicon Oasis, UAE, with UK phone support, the firm is led by CEO Daniel Martin and co-founder Martin Najat. CTI holds a 4.5/5 Trustpilot rating from 1,150+ reviews. Maximum initial account: $100,000; maximum combined allocation: $440,000; scaling potential to $4,000,000. All accounts operate on MetaTrader 5 or Match Trader.

CTI distinguishes itself on two fronts: the 1-Step challenge carries no daily loss limit — one of very few prop firms to offer this — and traders receive a monthly salary ($12.50-$500 depending on account size and program) in addition to profit splits. The firm also includes trading education (academy access) with all programs.

Programs

1-Step Challenge ($29-$469 for $2.5K-$100K): Single phase, 8% profit target. No daily loss limit. Max drawdown: 5% static. Minimum 3 profitable days. First payout on demand after 7 profitable days and 2% net profit (or $100 minimum). Subsequent payouts monthly (last 5 days of month). Up to 100% profit split. No time limit. The absence of a daily loss limit is the defining feature — traders cannot be stopped out by a single volatile session as long as their total equity remains above the 5% threshold. Available from $2,500 (entry fee: $29) up to $100,000 ($469).

2-Step Evaluation ($39-$549 for $2.5K-$100K): Phase 1: 10% target. Phase 2: 5% target. Daily loss: 5%. Max drawdown: 10% static. Minimum 3 profitable days. First payout on demand after 7 profitable days. Subsequent payouts monthly. 80-100% split. No time limit. Standard two-phase structure with the widest max drawdown buffer of any CTI program.

Instant Funding ($69-$1,499 for $2.5K-$80K): No evaluation required. 10% profit target required before scaling. Max drawdown: 6% static. First payout on demand after 5 profitable days and 2% net profit. Bi-weekly payouts (14th/15th and last 2 days of month). Up to 100% split. Leverage 1:10. Suitable for traders who want immediate funded access and are willing to demonstrate a 10% gain before accessing scaling.

Instant Funding Pro ($299-$4,799 for $5K-$80K): Premium instant access tier with the same fundamental structure as Instant Funding but at a higher fee level. Verify full specifications and any additional benefits directly on the CTI website.

Monthly Salary

CTI pays a monthly salary to all funded traders regardless of trading performance — amounts range from $12.50/month (small 1-Step) to $500/month ($100K 2-Step or Instant accounts). This is a genuinely unusual feature in the prop firm industry: traders receive guaranteed regular income in addition to their profit split. Confirm exact salary amounts per program on the CTI website.

Commission and Costs

  • Forex and Commodities: $5 per round lot — on the higher end of CFD prop commissions
  • Indices: $0.50 per lot (low)
  • Crypto: Zero commission

The $5/lot forex commission meaningfully impacts scalpers and high-frequency traders. Factor into target calculations: on 100 round trips/month on a $50K account, that is $500 in commission before profit split.

Trading Rules

  • EAs/Algos: Permitted only if the trader owns the source code of the EA. Third-party/commercial EAs are not accepted — a significant restriction compared to many competitors.
  • News trading: Discretionary news trading is allowed. News bracketing bots are prohibited.
  • Martingale: Permitted on 1-Step only, but flagged if more than 10% of profits originate from martingale sequences.
  • Group hedging: Strictly prohibited across accounts.
  • VPN/VPS: Allowed with consistent IP matching the country of registration.
  • Weekend/overnight holds: Permitted — CTI does not restrict these across any program.

Platforms and Instruments

Platforms: MetaTrader 5, Match Trader. Instruments: 28 Forex pairs, 9 major indices (leverage 1:10), Gold, Silver, Oil (leverage 1:10), Crypto (BTC, ETH, LTC, ADA, XRP — zero commission). Leverage on Forex: 1:30. No restrictions on news or overnight trading on funded accounts.

Our Verdict

City Traders Imperium earns a 7.6 BestProp score. Founded in 2018 — over seven years of operation — makes CTI one of the most battle-tested prop firms in existence. The 4.5/5 Trustpilot from 1,150+ reviews reflects a long track record. The no-daily-loss-limit on the 1-Step is a meaningful structural advantage for traders who can manage total drawdown discipline. The monthly salary is a genuinely unique feature that adds a real income floor. Small account sizes from $2,500 at $29 entry fee are accessible. Scales to $4,000,000.

Key trade-offs: the EA restriction (own source code only) makes CTI unsuitable for most algorithmic traders who use commercial tools. The $5/lot forex commission is high and penalises active traders. MT5/Match Trader only limits platform choice. Monthly payouts on 1-Step/2-Step (once per month window) means cash flow is less frequent than bi-weekly or weekly competitors. The 7-profitable-day minimum for first payout also adds waiting time. CTI is best suited to discretionary traders — particularly those with a custom EA — who value longevity and the unique salary feature over faster payouts or EA flexibility.

FXIFY — Key Strengths

  • BestProp score: 9.3/10
  • Competitive Up to 90% (100% Futures) profit split
  • Challenge fees from $59
  • 250,000+ funded traders
  • $40,000,000+ total paid out
  • Available on MT4, MT5, DXTrade
  • Operating since 2023

City Traders Imperium — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% (up to 100%) profit split
  • Challenge fees from $29
  • Available on MT5, Match Trader
  • Operating since 2018

Final Verdict: FXIFY vs City Traders Imperium (2026)

Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If City Traders Imperium better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FXIFY vs City Traders Imperium

Which is better, FXIFY or City Traders Imperium?

Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FXIFY cheaper than City Traders Imperium?

City Traders Imperium offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FXIFY or City Traders Imperium?

FXIFY offers the higher profit split. FXIFY: Up to 90% (100% Futures). City Traders Imperium: 80% (up to 100%).

Can I use an EA or trading bot?

EA policies: FXIFY — check the review. City Traders Imperium — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FXIFY — check the review. City Traders Imperium — check the review.

Read the full FXIFY review →  ·  Read the full City Traders Imperium review →

Who should choose FXIFY?
  • Traders wanting Up to 90% (100% Futures) profit split
  • Users of MT4, MT5, DXTrade
  • Anyone looking for a top-rated funded challenge
Who should choose City Traders Imperium?
  • Traders wanting 80% (up to 100%) profit split
  • Users of MT5, Match Trader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FXIFY vs City Traders Imperium

Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FXIFY offers Up to 90% (100% Futures) profit split, while City Traders Imperium offers 80% (up to 100%) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FXIFY processes first payouts in a variable timeframe, while City Traders Imperium takes approximately On demand (after 7 profitable days) day(s). Always verify current payout timelines on the firm's website.

Neither FXIFY nor City Traders Imperium are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FXIFY
9.3/10
Read Review →
City Traders Imperium
8.6/10
Read Review →