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Home › Comparisons › Funded Trader Markets vs Upcomers — Which is Better?
Funded Trader Markets
8.6/10
★★★★☆
VS
Upcomers
8.7/10
★★★★☆

Funded Trader Markets vs Upcomers — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Funded Trader Markets View Firm — Upcomers

Funded Trader Markets vs Upcomers — Side-by-Side

Feature Funded Trader Markets Upcomers
Payout
Profit Split Up to 90% 99%
First Payout — 5
Payout Frequency On-demand (avg <20 min) On-demand (avg 12h)
Max Account Size $300,000 $1,000,000
Our Verdict — Funded Trader Markets vs Upcomers

Winner: Upcomers

Funded Trader Markets vs Upcomers — Executive Summary (2026)

In this independent head-to-head comparison of Funded Trader Markets vs Upcomers, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Funded Trader Markets: On-Chain Payout Proof. 20-Min Withdrawals. 24h or Double.

Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.

Based on our independent scoring methodology, Upcomers scores 8.7/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Funded Trader Markets vs Upcomers

BestProp Score: Funded Trader Markets scores 8.6/10 vs Upcomers at 8.7/10.

Minimum Fee: Funded Trader Markets starts from $20; Upcomers starts from $31.80. Funded Trader Markets is cheaper at entry level.

Profit Split: Funded Trader Markets offers Up to 90%; Upcomers offers 99%. Upcomers has the higher split.

Platforms: Funded Trader Markets supports MT5, cTrader, TradeLocker, MatchTrader; Upcomers is on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit.

Tradeable Markets: Funded Trader Markets covers Forex, Commodities, Crypto, Indices; Upcomers offers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities.

Pricing Comparison: Funded Trader Markets vs Upcomers

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Trader Markets and Upcomers compare on pricing.

Funded Trader Markets challenge fees start from $20. Total payouts to date: $6,190,000+.

Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.

On entry-level pricing, Funded Trader Markets offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Funded Trader Markets vs Upcomers

Drawdown Rules

Trading Conditions

Payout Comparison: Funded Trader Markets vs Upcomers

Funded Trader Markets profit split: Up to 90%. Upcomers profit split: 99%. Upcomers delivers the higher cut to traders.

Payout frequency: Funded Trader Markets pays On-demand (avg <20 min); Upcomers pays On-demand (avg 12h). Faster payouts are better for cash flow management.

Funded Trader Markets — Full Review

Here is our full independent review of Funded Trader Markets:

Introduction to Funded Trader Markets

Funded Trader Markets (FTM) is a prop firm registered in Cyprus (HE462185) with operational offices in Dubai Digital Park, UAE, and an additional entity in Saint Lucia. CEO Revin Zabala runs a platform that has paid out $6.19M+ to traders across 160+ countries.

The most distinctive feature on the platform is on-chain payout verification: every performance reward is settled via the Arbitrum network and publicly verifiable on Arbiscan. This means any prospective trader can independently audit that withdrawals were actually processed — not just claimed in a PDF screenshot. It is a level of financial transparency that remains rare in the prop firm space.

Payout speed backs this up in practice: most rewards complete in under 20 minutes. The guarantee is one of the strongest available — if any payout takes longer than 24 hours, the delayed amount is doubled.

Who Is Funded Trader Markets For?

FTM suits traders who prioritise platform flexibility, payout transparency, and permissive trading rules. Four platforms are supported — MT5, cTrader, TradeLocker, and MatchTrader — giving traders genuine choice in their execution environment. All accounts are swap-free, news trading is permitted, and weekend holding is allowed. For traders who have been restricted on those activities at other firms, FTM’s ruleset is noticeably more permissive.

The 1-Step Nitro path with a 10% target suits confident traders who want a fast route to funding. The 2-Step path suits traders who want lower fees and more time to demonstrate consistency.

Challenge Programs

  • 1-Step Nitro ($5K–$300K): Single-phase evaluation. 10% profit target. 4% daily drawdown, 6% max drawdown. No time limit. Profit split up to 90% (on first $10K earned). Fees $20–$649. On-demand payouts.
  • 2-Step Challenge ($5K–$300K): Two-phase evaluation. Lower entry fees from $33. Up to 90% profit split. $300K max allocation. No time limit. Suited to traders who want incremental targets and a steadier path.
  • Instant Funding (various sizes): Skip evaluation — receive funded capital immediately. Fees from $47. Up to 80% profit split. On-demand payouts. Full trading rule set applies from day one.

All programs are swap-free. News trading and overnight/weekend position holding are permitted across all program types.

Trading Rules and Platforms

Four supported platforms: MetaTrader 5, cTrader, TradeLocker, MatchTrader. Leverage up to 1:100. Instruments: forex pairs, commodities, indices, crypto. US residents are restricted from MT5 and cTrader services specifically (other platforms may be available subject to their jurisdiction — verify directly).

Restricted countries: Cuba, Syria, Iran, Lebanon, Iraq, Yemen, North Korea. Cyprus residents are also excluded from certain services.

Payouts

  • Typical processing: Under 20 minutes
  • Guarantee: 24-hour window — if missed, the delayed amount is doubled
  • On-chain verification: All transactions publicly verifiable on Arbiscan (Arbitrum network)
  • Methods: Cryptocurrency, Rise Works
  • Split: Up to 90% (1-Step/2-Step) | Up to 80% (Instant)

Our Verdict

Funded Trader Markets earns a 7.6 BestProp score. The on-chain payout verification is a genuine standout — transparent proof of payment that no PDF screenshot can match. The doubled-payout penalty for late settlements is the most aggressive guarantee we have reviewed. Four platform options, permissive trading rules (news, weekends, swap-free), and fees starting at $20 for the 1-Step make the entry barrier low.

The firm is newer and does not yet have a large Trustpilot footprint to assess independently. Max allocation of $300K is solid but trails the $450K–$600K ceiling offered by the largest firms. Overall a strong, transparent option — particularly for traders who want proof, not promises, that their payouts will arrive.

Upcomers — Full Review

Here is our full independent review of Upcomers:

Introduction to Upcomers

Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.

The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.

Who Is Upcomers For?

Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.

Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.

Challenge Programs

Upcomers offers multiple evaluation paths across different step counts:

  • Oracle (Instant-style, $2K–$1M): No profit target. 4% daily drawdown, 5% max drawdown. 5–6 minimum trading days. 99% profit split. On-demand payouts. Fees from $159.90 (promotional pricing).
  • Vanguard (Instant Funding, $2K–$1M): No profit target. 4% daily drawdown, 7% max drawdown — more buffer than Oracle. 5–6 minimum trading days. 99% split. On-demand payouts. Fees from $239.90.
  • Supernova ($2K–$1M): 3% profit target. 2% daily drawdown, 3% max drawdown — tightest rules. No minimum trading days. 24-hour time limit per trading session. 99% split. On-demand payouts.
  • Thunderbolt (1-Step evaluation): Single-phase evaluation. Starting from $31.80 for $5K accounts. 99% split.
  • Phoenix (2-Step evaluation): Two-phase evaluation. 99% split.
  • Eon (5-Step evaluation): Five-phase progression path. Fees scale with account size. 99% split.
  • Breakout: Specialist program — details vary by account configuration.

Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.

Trading Rules and Platforms

Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.

Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.

Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.

Payouts

  • Average processing: 12 hours (internal processing often under 1 hour)
  • Approval rate: 99%
  • Split: 99% to trader
  • Methods: Bank transfer (IBAN), cryptocurrency — note: crypto withdrawals carry up to 10% processing fee
  • Deposits: Credit/debit card, crypto, PayPal, bank wire, Apple Pay
  • Maximum allocation: $1,500,000 (VIP scaling to $4,000,000)

Our Verdict

Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.

Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).

Funded Trader Markets — Key Strengths

  • BestProp score: 8.6/10
  • Competitive Up to 90% profit split
  • Challenge fees from $20
  • $6,190,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, MatchTrader

Upcomers — Key Strengths

  • BestProp score: 8.7/10
  • Competitive 99% profit split
  • Challenge fees from $31.80
  • 65,000+ funded traders
  • $6,000,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Operating since 2023

Final Verdict: Funded Trader Markets vs Upcomers (2026)

Overall, our independent scoring gives Upcomers the edge in this 2026 comparison. However, both firms have their merits. If Funded Trader Markets better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Funded Trader Markets vs Upcomers

Which is better, Funded Trader Markets or Upcomers?

Based on our independent scoring, Upcomers scores higher overall (8.7/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Funded Trader Markets cheaper than Upcomers?

Funded Trader Markets offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Funded Trader Markets or Upcomers?

Upcomers offers the higher profit split. Funded Trader Markets: Up to 90%. Upcomers: 99%.

Can I use an EA or trading bot?

EA policies: Funded Trader Markets — check the review. Upcomers — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Funded Trader Markets — check the review. Upcomers — check the review.

Read the full Funded Trader Markets review →  ·  Read the full Upcomers review →

Who should choose Funded Trader Markets?
  • Traders wanting Up to 90% profit split
  • Users of MT5, cTrader, TradeLocker, MatchTrader
  • Anyone looking for a top-rated funded challenge
Who should choose Upcomers?
  • Traders wanting 99% profit split
  • Users of MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Funded Trader Markets vs Upcomers

Based on our scoring methodology, Upcomers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Funded Trader Markets offers Up to 90% profit split, while Upcomers offers 99% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Funded Trader Markets processes first payouts in a variable timeframe, while Upcomers takes approximately 5 day(s). Always verify current payout timelines on the firm's website.

Neither Funded Trader Markets nor Upcomers are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Funded Trader Markets
8.6/10
Read Review →
Upcomers
8.7/10
Read Review →