Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Crypto Fund Trader | Upcomers |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 99% |
| First Payout | — | 5 |
| Payout Frequency | Weekly, on-demand | On-demand (avg 12h) |
| Max Account Size | $200,000 | $1,000,000 |
In this independent head-to-head comparison of Crypto Fund Trader vs Upcomers, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Crypto Fund Trader: 715 Crypto Pairs. The #1 Crypto Prop Firm.
Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.
Based on our independent scoring methodology, Upcomers scores 8.7/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Crypto Fund Trader scores 8.6/10 vs Upcomers at 8.7/10.
Minimum Fee: Crypto Fund Trader starts from $45; Upcomers starts from $31.80. Upcomers is cheaper at entry level.
Profit Split: Crypto Fund Trader offers 80% → 90%; Upcomers offers 99%. Crypto Fund Trader has the higher split.
Platforms: Crypto Fund Trader supports MT5, Match-Trader, Bybit; Upcomers is on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit.
Tradeable Markets: Crypto Fund Trader covers Crypto (715 pairs), Forex, Indices, Stocks, Commodities; Upcomers offers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Crypto Fund Trader and Upcomers compare on pricing.
Crypto Fund Trader challenge fees start from $45. The firm has operated since 2021. They have funded over 55,000+ traders. Total payouts to date: $20M+.
Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.
On entry-level pricing, Upcomers offers a lower starting fee — an important factor if you are testing with a smaller account first.
Crypto Fund Trader profit split: 80% → 90%. Upcomers profit split: 99%. Crypto Fund Trader delivers the higher cut to traders.
Payout frequency: Crypto Fund Trader pays Weekly, on-demand; Upcomers pays On-demand (avg 12h). Faster payouts are better for cash flow management.
Here is our full independent review of Crypto Fund Trader:
Crypto Fund Trader was founded in 2021 by Alan Sánchez and is legally registered in Switzerland (SWISS RLCRATES AG) with offices in Pamplona, Spain and Dubai. It positions itself as a crypto-first prop firm — and backs that claim with access to 715 crypto pairs across Bybit, MT5, and Match-Trader, a wider crypto instrument selection than any other firm we have reviewed.
With $20M+ in total payouts and 4.4/5 on Trustpilot from over 1,100 reviews, the track record is solid for a firm of its age. One of its more unusual features is the Ascend program, where a portion of challenge fees is donated to educational projects in underprivileged countries — a rare charitable dimension in the prop firm industry.
Crypto Fund Trader suits dedicated crypto traders who want access to the deepest crypto instrument selection available in funded trading. The 715 crypto pairs — including access through real Bybit infrastructure — gives serious crypto traders breadth that crypto-adjacent prop firms cannot match.
The firm also suits traders who want flexibility in evaluation format: from a fast 1-phase Break program to a structured 2-phase Ascend challenge to instant live funding, there is a path for every risk appetite and time horizon.
Crypto Fund Trader offers four programs:
715 crypto pairs — the widest crypto selection of any prop firm reviewed on BestProp. Bybit integration gives real exchange liquidity on crypto trades. Beyond crypto, the firm covers forex, indices, stocks, and commodities, making it one of the few crypto-first firms with genuine multi-asset reach.
Crypto Fund Trader earns a 7.5 BestProp score. The 715-pair crypto depth, Swiss legal registration, multi-platform setup with real Bybit execution, and charitable Ascend program are genuine differentiators. The $20M+ in payouts and 1,100+ Trustpilot reviews provide reasonable validation for a firm founded in 2021.
The trade-offs: the Instant program’s 50–70% split is the lowest we have seen in instant funding, the Break program’s 40% consistency rule adds a layer of complexity to payout calculations, and the wide fee range on Ascend ($45–$1,798) means due diligence on pricing is essential before committing to a large account size.
Here is our full independent review of Upcomers:
Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.
The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.
Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.
Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.
Upcomers offers multiple evaluation paths across different step counts:
Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.
Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.
Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.
Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.
Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.
Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).
Overall, our independent scoring gives Upcomers the edge in this 2026 comparison. However, both firms have their merits. If Crypto Fund Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Upcomers scores higher overall (8.7/10). The best choice depends on your trading style, preferred instruments, and account size.
Upcomers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Crypto Fund Trader offers the higher profit split. Crypto Fund Trader: 80% → 90%. Upcomers: 99%.
EA policies: Crypto Fund Trader — check the review. Upcomers — check the review. Always verify the latest policy directly with the firm.
News trading: Crypto Fund Trader — check the review. Upcomers — check the review.
Read the full Crypto Fund Trader review → · Read the full Upcomers review →
Based on our scoring methodology, Upcomers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Crypto Fund Trader offers 80% → 90% profit split, while Upcomers offers 99% profit split. Check each firm's current terms as these can change.
Yes! Crypto Fund Trader: 10% off — code BESTPROPIO. See the offer button above for full terms.
Crypto Fund Trader processes first payouts in a variable timeframe, while Upcomers takes approximately 5 day(s). Always verify current payout timelines on the firm's website.
Neither Crypto Fund Trader nor Upcomers are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
