Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Crypto Fund Trader | FundsCap |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | Up to 90% (2-Step) / 70% (Instant) |
| First Payout | — | - |
| Payout Frequency | Weekly, on-demand | On request (up to 72h processing) |
| Max Account Size | $200,000 | $500,000 |
Winner: Crypto Fund Trader
In this independent head-to-head comparison of Crypto Fund Trader vs FundsCap, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Crypto Fund Trader: 715 Crypto Pairs. The #1 Crypto Prop Firm.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Based on our independent scoring methodology, Crypto Fund Trader scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Crypto Fund Trader scores 8.6/10 vs FundsCap at 8.3/10.
Minimum Fee: Crypto Fund Trader starts from $45; FundsCap starts from $49. Crypto Fund Trader is cheaper at entry level.
Profit Split: Crypto Fund Trader offers 80% → 90%; FundsCap offers Up to 90% (2-Step) / 70% (Instant). FundsCap has the higher split.
Platforms: Crypto Fund Trader supports MT5, Match-Trader, Bybit; FundsCap is on MT4, MT5.
Tradeable Markets: Crypto Fund Trader covers Crypto (715 pairs), Forex, Indices, Stocks, Commodities; FundsCap offers Forex, Indices, Commodities, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Crypto Fund Trader and FundsCap compare on pricing.
Crypto Fund Trader challenge fees start from $45. The firm has operated since 2021. They have funded over 55,000+ traders. Total payouts to date: $20M+.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
On entry-level pricing, Crypto Fund Trader offers a lower starting fee — an important factor if you are testing with a smaller account first.
Crypto Fund Trader profit split: 80% → 90%. FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). FundsCap delivers the higher cut to traders.
Payout frequency: Crypto Fund Trader pays Weekly, on-demand; FundsCap pays On request (up to 72h processing). Faster payouts are better for cash flow management.
Here is our full independent review of Crypto Fund Trader:
Crypto Fund Trader was founded in 2021 by Alan Sánchez and is legally registered in Switzerland (SWISS RLCRATES AG) with offices in Pamplona, Spain and Dubai. It positions itself as a crypto-first prop firm — and backs that claim with access to 715 crypto pairs across Bybit, MT5, and Match-Trader, a wider crypto instrument selection than any other firm we have reviewed.
With $20M+ in total payouts and 4.4/5 on Trustpilot from over 1,100 reviews, the track record is solid for a firm of its age. One of its more unusual features is the Ascend program, where a portion of challenge fees is donated to educational projects in underprivileged countries — a rare charitable dimension in the prop firm industry.
Crypto Fund Trader suits dedicated crypto traders who want access to the deepest crypto instrument selection available in funded trading. The 715 crypto pairs — including access through real Bybit infrastructure — gives serious crypto traders breadth that crypto-adjacent prop firms cannot match.
The firm also suits traders who want flexibility in evaluation format: from a fast 1-phase Break program to a structured 2-phase Ascend challenge to instant live funding, there is a path for every risk appetite and time horizon.
Crypto Fund Trader offers four programs:
715 crypto pairs — the widest crypto selection of any prop firm reviewed on BestProp. Bybit integration gives real exchange liquidity on crypto trades. Beyond crypto, the firm covers forex, indices, stocks, and commodities, making it one of the few crypto-first firms with genuine multi-asset reach.
Crypto Fund Trader earns a 7.5 BestProp score. The 715-pair crypto depth, Swiss legal registration, multi-platform setup with real Bybit execution, and charitable Ascend program are genuine differentiators. The $20M+ in payouts and 1,100+ Trustpilot reviews provide reasonable validation for a firm founded in 2021.
The trade-offs: the Instant program’s 50–70% split is the lowest we have seen in instant funding, the Break program’s 40% consistency rule adds a layer of complexity to payout calculations, and the wide fee range on Ascend ($45–$1,798) means due diligence on pricing is essential before committing to a large account size.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Overall, our independent scoring gives Crypto Fund Trader the edge in this 2026 comparison. However, both firms have their merits. If FundsCap better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Crypto Fund Trader scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Crypto Fund Trader offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundsCap offers the higher profit split. Crypto Fund Trader: 80% → 90%. FundsCap: Up to 90% (2-Step) / 70% (Instant).
EA policies: Crypto Fund Trader — check the review. FundsCap — check the review. Always verify the latest policy directly with the firm.
News trading: Crypto Fund Trader — check the review. FundsCap — check the review.
Read the full Crypto Fund Trader review → · Read the full FundsCap review →
Based on our scoring methodology, Crypto Fund Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Crypto Fund Trader offers 80% → 90% profit split, while FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split. Check each firm's current terms as these can change.
Yes! Crypto Fund Trader: 10% off — code BESTPROPIO. See the offer button above for full terms.
Crypto Fund Trader processes first payouts in a variable timeframe, while FundsCap takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither Crypto Fund Trader nor FundsCap are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
