Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Blueberry Funded | Instant Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 80% (up to 95%) |
| First Payout | 14 | 14 |
| Payout Frequency | Bi-weekly (7-day and on-demand available) | On-demand / 14-day / Weekly (varies by program) |
| Max Account Size | $200,000 | $300,000 |
Winner: Instant Funding
In this independent head-to-head comparison of Blueberry Funded vs Instant Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Blueberry Funded: Broker-Backed Prop Trading. ASIC-Regulated Foundation.
Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.
Based on our independent scoring methodology, Instant Funding scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Blueberry Funded scores 8.6/10 vs Instant Funding at 8.8/10.
Minimum Fee: Blueberry Funded starts from $145; Instant Funding starts from -.
Profit Split: Blueberry Funded offers 80% → 90%; Instant Funding offers 80% (up to 95%). Instant Funding has the higher split.
Platforms: Blueberry Funded supports MT4, MT5, DXtrade, TradeLocker; Instant Funding is on cTrader, Match Trader, MT5.
Tradeable Markets: Blueberry Funded covers Forex, Metals, Indices, Commodities, Crypto; Instant Funding offers Forex, Metals, Energy, Indices, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Blueberry Funded and Instant Funding compare on pricing.
Blueberry Funded challenge fees start from $145. The firm has operated since 2024. They have funded over 15,000+ traders. Total payouts to date: $8M+.
Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.
Blueberry Funded profit split: 80% → 90%. Instant Funding profit split: 80% (up to 95%). Instant Funding delivers the higher cut to traders.
Payout frequency: Blueberry Funded pays Bi-weekly (7-day and on-demand available); Instant Funding pays On-demand / 14-day / Weekly (varies by program). Faster payouts are better for cash flow management.
Here is our full independent review of Blueberry Funded:
Blueberry Funded launched in August 2024 as the prop trading arm of Blueberry Markets — an ASIC-regulated forex broker with an established reputation in the retail trading space. This broker-backed structure is the firm’s defining credential: unlike standalone prop firms, Blueberry Funded operates from a foundation of regulatory oversight and institutional-grade infrastructure that most prop firm startups cannot match.
With 15,000+ active traders and $8M+ in payouts at under a year old, the growth trajectory is strong. The five-program structure — from beginner instant accounts to a Prime 2-Step challenge — gives traders more entry options than most competitors.
Blueberry Funded suits forex and multi-asset traders who value the credibility of a broker-backed firm over lower fees or faster payouts. The ASIC-regulated parent company brings compliance standards and infrastructure that independent prop firms typically lack — a meaningful differentiator for traders who have concerns about firm legitimacy.
The firm also stands out for permitting martingale and grid trading strategies — approaches banned at most prop firms. If your strategy relies on these methods, Blueberry Funded is one of very few funded trading programs that will accept your application.
Blueberry Funded offers five paths to funding:
Account sizes from $1,250 to $200,000 across all programs. No time limits on any challenge phase.
Blueberry Funded supports four platforms: MT4, MT5, DXtrade, and TradeLocker — one of the broader platform selections available, catering to both legacy MetaTrader users and traders on newer platforms. Instruments cover forex pairs, metals, indices, commodities, and crypto.
Blueberry Funded earns a 7.6 BestProp score. The ASIC-regulated broker backing is the headline feature — it provides structural credibility that independent prop firms cannot replicate, and for traders who prioritise legitimacy above all else, that matters. The martingale and grid permission is also genuinely rare and valuable for traders who use those approaches.
The trade-offs are a 4.1/5 Trustpilot rating (below the industry leaders), a 14-day default payout cycle, and relatively low crypto leverage (1:2). Founded in August 2024, the track record is still building. As the firm matures under its regulated parent, these scores should improve — Blueberry Funded is one to watch as much as one to join now.
Here is our full independent review of Instant Funding:
Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.
The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.
Instant Funding’s eight programs fall into three families:
No-Evaluation (Instant) Programs:
One-Phase Evaluation Programs:
Two-Phase Evaluation Programs:
The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.
Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.
Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.
The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.
Overall, our independent scoring gives Instant Funding the edge in this 2026 comparison. However, both firms have their merits. If Blueberry Funded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Instant Funding scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Instant Funding offers the higher profit split. Blueberry Funded: 80% → 90%. Instant Funding: 80% (up to 95%).
EA policies: Blueberry Funded — check the review. Instant Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Blueberry Funded — check the review. Instant Funding — check the review.
Read the full Blueberry Funded review → · Read the full Instant Funding review →
Based on our scoring methodology, Instant Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Blueberry Funded offers 80% → 90% profit split, while Instant Funding offers 80% (up to 95%) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Blueberry Funded processes first payouts in 14 day(s), while Instant Funding takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Blueberry Funded nor Instant Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
