Prop Firms Challenges Comparisons Discount Codes Blog Contact
Home › Comparisons › Blueberry Funded vs Finotive Funding — Which is Better?
Blueberry Funded
8.6/10
★★★★☆
VS
Finotive Funding
8.4/10
★★★★☆

Blueberry Funded vs Finotive Funding — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Blueberry Funded Get Funded Now — Finotive Funding

Blueberry Funded vs Finotive Funding — Side-by-Side

Feature Blueberry Funded Finotive Funding
Payout
Profit Split 80% → 90% 75% (up to 90%)
First Payout 14 1
Payout Frequency Bi-weekly (7-day and on-demand available) Weekly (every Friday)
Max Account Size $200,000 $200,000
Our Verdict — Blueberry Funded vs Finotive Funding

Winner: Blueberry Funded

Blueberry Funded vs Finotive Funding — Executive Summary (2026)

In this independent head-to-head comparison of Blueberry Funded vs Finotive Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Blueberry Funded: Broker-Backed Prop Trading. ASIC-Regulated Foundation.

Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.

Based on our independent scoring methodology, Blueberry Funded scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Blueberry Funded vs Finotive Funding

BestProp Score: Blueberry Funded scores 8.6/10 vs Finotive Funding at 8.4/10.

Minimum Fee: Blueberry Funded starts from $145; Finotive Funding starts from -.

Profit Split: Blueberry Funded offers 80% → 90%; Finotive Funding offers 75% (up to 90%). Blueberry Funded has the higher split.

Platforms: Blueberry Funded supports MT4, MT5, DXtrade, TradeLocker; Finotive Funding is on Match Trader, MT5.

Tradeable Markets: Blueberry Funded covers Forex, Metals, Indices, Commodities, Crypto; Finotive Funding offers Forex, Metals, Energy, Indices, Crypto, Stocks.

Pricing Comparison: Blueberry Funded vs Finotive Funding

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Blueberry Funded and Finotive Funding compare on pricing.

Blueberry Funded challenge fees start from $145. The firm has operated since 2024. They have funded over 15,000+ traders. Total payouts to date: $8M+.

Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.

Challenge Rules: Blueberry Funded vs Finotive Funding

Drawdown Rules

Trading Conditions

Payout Comparison: Blueberry Funded vs Finotive Funding

Blueberry Funded profit split: 80% → 90%. Finotive Funding profit split: 75% (up to 90%). Blueberry Funded delivers the higher cut to traders.

Payout frequency: Blueberry Funded pays Bi-weekly (7-day and on-demand available); Finotive Funding pays Weekly (every Friday). Faster payouts are better for cash flow management.

Blueberry Funded — Full Review

Here is our full independent review of Blueberry Funded:

Introduction to Blueberry Funded

Blueberry Funded launched in August 2024 as the prop trading arm of Blueberry Markets — an ASIC-regulated forex broker with an established reputation in the retail trading space. This broker-backed structure is the firm’s defining credential: unlike standalone prop firms, Blueberry Funded operates from a foundation of regulatory oversight and institutional-grade infrastructure that most prop firm startups cannot match.

With 15,000+ active traders and $8M+ in payouts at under a year old, the growth trajectory is strong. The five-program structure — from beginner instant accounts to a Prime 2-Step challenge — gives traders more entry options than most competitors.

Who Is Blueberry Funded For?

Blueberry Funded suits forex and multi-asset traders who value the credibility of a broker-backed firm over lower fees or faster payouts. The ASIC-regulated parent company brings compliance standards and infrastructure that independent prop firms typically lack — a meaningful differentiator for traders who have concerns about firm legitimacy.

The firm also stands out for permitting martingale and grid trading strategies — approaches banned at most prop firms. If your strategy relies on these methods, Blueberry Funded is one of very few funded trading programs that will accept your application.

Challenge Programs

Blueberry Funded offers five paths to funding:

  • 1-Step: Single phase, 10% profit target, 4% daily drawdown, 6% max drawdown. Tighter rules, faster path. Leverage up to 1:50 on forex.
  • Prime 2-Step: Phase 1: 8%, Phase 2: 6%. 4% daily drawdown, 10% max drawdown. The most balanced option — moderate targets with forgiving max drawdown.
  • 2-Step: Phase 1: 10%, Phase 2: 5%. 5% daily drawdown, 10% max drawdown. Standard evaluation model.
  • Instant Elite: No evaluation — trade funded immediately. No daily drawdown limit, 10% max drawdown. First payout requires 5 days of trading.
  • Instant Lite: Entry-level instant access. Tight rules: 2% daily drawdown, 4% max drawdown. Suitable for very conservative strategies.

Account sizes from $1,250 to $200,000 across all programs. No time limits on any challenge phase.

Trading Rules

  • Permitted: News trading, martingale strategies, grid trading, EAs/automated systems
  • Not permitted: External signals, copy trading from third-party sources, account sharing
  • Max risk per trade: 1.5% on funded accounts
  • Leverage: Forex up to 1:30 standard (1:50 on 1-Step), Indices/Metals 1:10, Crypto 1:2
  • No time limits on any phase
  • Minimum trading days: 0.5% daily equity profit required to count as a trading day

Platforms and Instruments

Blueberry Funded supports four platforms: MT4, MT5, DXtrade, and TradeLocker — one of the broader platform selections available, catering to both legacy MetaTrader users and traders on newer platforms. Instruments cover forex pairs, metals, indices, commodities, and crypto.

Payouts and Scaling

  • Default payout: Every 14 days
  • Faster options: 7-day and on-demand payouts available
  • Processing time: 1–2 business days
  • Minimum withdrawal: $100
  • Methods: Cryptocurrency and Rise
  • Starting split: 80%, scaling to 90%
  • Scaling plan: 25% account size increase every 3 months — requires 10% net profit over 3 consecutive months plus 4+ payouts. Maximum allocation: $2,000,000

Our Verdict

Blueberry Funded earns a 7.6 BestProp score. The ASIC-regulated broker backing is the headline feature — it provides structural credibility that independent prop firms cannot replicate, and for traders who prioritise legitimacy above all else, that matters. The martingale and grid permission is also genuinely rare and valuable for traders who use those approaches.

The trade-offs are a 4.1/5 Trustpilot rating (below the industry leaders), a 14-day default payout cycle, and relatively low crypto leverage (1:2). Founded in August 2024, the track record is still building. As the firm matures under its regulated parent, these scores should improve — Blueberry Funded is one to watch as much as one to join now.

Finotive Funding — Full Review

Here is our full independent review of Finotive Funding:

Introduction to Finotive Funding

Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.

Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.

Program Structure

2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.

1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.

Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.

Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.

Trading Rules

  • News trading: Allowed. News straddling (holding positions through multiple consecutive high-impact events) is prohibited.
  • EAs: Permitted. HFT and arbitrage strategies are banned.
  • Hedging: Allowed within a single account. Cross-account hedging prohibited.
  • Scalping: Allowed, but a payout reduction applies if 50% or more of your trades close within 5 minutes. Traders with a scalping style should be aware this may affect withdrawals.
  • Daily drawdown reset: 17:00 New York time.
  • Prohibited: Latency arbitrage, one-directional gambling, straddling.

Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.

Platforms and Instruments

Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.

Payouts

  • Frequency: Weekly (every Friday)
  • Start: Day 1 of funded status (no waiting period)
  • Minimum: $100 (crypto withdrawals)
  • Methods: Crypto, Credit/Debit Card, Bank Wire, Revolut, Finotive Pay
  • Total paid out: $20M+
  • Payout certificates: Official payout certificates issued for transparency

Transparency Features

Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).

Our Verdict

Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.

Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.

Blueberry Funded — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $145
  • 15,000+ funded traders
  • $8M+ total paid out
  • Available on MT4, MT5, DXtrade, TradeLocker
  • Operating since 2024

Finotive Funding — Key Strengths

  • BestProp score: 8.4/10
  • Competitive 75% (up to 90%) profit split
  • Challenge fees from –
  • 70,000+ funded traders
  • $20,000,000+ total paid out
  • Available on Match Trader, MT5
  • Operating since 2021

Final Verdict: Blueberry Funded vs Finotive Funding (2026)

Overall, our independent scoring gives Blueberry Funded the edge in this 2026 comparison. However, both firms have their merits. If Finotive Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Blueberry Funded vs Finotive Funding

Which is better, Blueberry Funded or Finotive Funding?

Based on our independent scoring, Blueberry Funded scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Blueberry Funded cheaper than Finotive Funding?

Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.

Which has a better profit split, Blueberry Funded or Finotive Funding?

Blueberry Funded offers the higher profit split. Blueberry Funded: 80% → 90%. Finotive Funding: 75% (up to 90%).

Can I use an EA or trading bot?

EA policies: Blueberry Funded — check the review. Finotive Funding — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Blueberry Funded — check the review. Finotive Funding — check the review.

Read the full Blueberry Funded review →  ·  Read the full Finotive Funding review →

Who should choose Blueberry Funded?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, DXtrade, TradeLocker
  • Anyone looking for a top-rated funded challenge
Who should choose Finotive Funding?
  • Traders wanting 75% (up to 90%) profit split
  • Users of Match Trader, MT5
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Blueberry Funded vs Finotive Funding

Based on our scoring methodology, Blueberry Funded edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Blueberry Funded offers 80% → 90% profit split, while Finotive Funding offers 75% (up to 90%) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Blueberry Funded processes first payouts in 14 day(s), while Finotive Funding takes approximately 1 day(s). Always verify current payout timelines on the firm's website.

Neither Blueberry Funded nor Finotive Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Blueberry Funded
8.6/10
Read Review →
Finotive Funding
8.4/10
Read Review →