Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | ThinkCapital | FundYourFX |
|---|---|---|
| Payout | ||
| Profit Split | Up to 90% | 70-80% |
| First Payout | 14 | 1 |
| Payout Frequency | Bi-weekly (weekly add-on available) | On Demand (within 24 hours) |
| Max Account Size | $600,000 | $200,000 |
It's a Tie!
In this independent head-to-head comparison of ThinkCapital vs FundYourFX, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
ThinkCapital: Backed by ThinkMarkets Broker. 4.6/5 Trustpilot. Fee Refunded on First Payout. Scales to $1.5M.
FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.
Both firms score equally in our independent methodology. The best choice depends on which specific features matter most to your trading style.
BestProp Score: ThinkCapital scores 8.8/10 vs FundYourFX at 8.8/10.
Minimum Fee: ThinkCapital starts from $39; FundYourFX starts from $16. FundYourFX is cheaper at entry level.
Profit Split: ThinkCapital offers Up to 90%; FundYourFX offers 70-80%. FundYourFX has the higher split.
Platforms: ThinkCapital supports ThinkTrader, TradingView, MT5; FundYourFX is on Match Trader.
Tradeable Markets: ThinkCapital covers Forex, Metals, Commodities, Crypto, Indices; FundYourFX offers Forex, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how ThinkCapital and FundYourFX compare on pricing.
ThinkCapital challenge fees start from $39. They have funded over 20,000+ traders. Total payouts to date: $4,000,000+.
FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.
On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.
ThinkCapital profit split: Up to 90%. FundYourFX profit split: 70-80%. FundYourFX delivers the higher cut to traders.
Payout frequency: ThinkCapital pays Bi-weekly (weekly add-on available); FundYourFX pays On Demand (within 24 hours). Faster payouts are better for cash flow management.
Here is our full independent review of ThinkCapital:
ThinkCapital is the proprietary trading arm of ThinkMarkets — a multi-regulated institutional broker with global operations. The prop firm is headquartered in London, UK, and is led by CEO Faizan Anees. ThinkCapital holds a 4.6/5 Trustpilot rating from 470+ reviews and has funded 20,000+ traders with $4M+ in verified payouts. Maximum initial account is $600,000, scaling to $1,500,000. Platforms: ThinkTrader, TradingView, and MetaTrader 5.
The backing of ThinkMarkets is a meaningful structural advantage: unlike standalone prop firms, ThinkCapital operates within an established, multi-regulated broker’s infrastructure. Challenge fees are refunded with the first funded payout across all evaluation programs.
Lightning – 1-Step ($59-$1,099 for $5K-$200K): Single phase, 10% profit target. Daily loss: 3%. Max drawdown: 6% trailing. Minimum 3 profitable trading days. Up to 90% split. News trading: restricted. A 4-minute trading blackout applies around ForexFactory red-folder events on Lightning accounts. EAs not permitted during evaluation; supported on funded MT5/TradingView accounts. Fee refunded on first payout. Best for structured traders comfortable with tighter drawdown and news restrictions.
Dual Step – 2-Step ($59-$1,099 for $5K-$200K): Phase 1: 8% target. Phase 2: 5% target. Daily loss: 4%. Max drawdown: 8% static. Up to 90% split. Dynamic leverage up to 1:100. Dual Step Swing variant allows news trading. Fee refunded on first payout. The most popular program — wider drawdown than Lightning, two-phase structure builds consistency. Optional Swing add-on enables event-driven trading strategies.
Nexus – 3-Step ($39-$749 for $5K-$200K): Phase 1: 7%. Phase 2: 6%. Phase 3: 5%. Total combined target: 18%, achieved across three progressively confirmed stages. Daily loss: 4%. Max drawdown: 8% static. Leverage 1:100. Up to 90% split. News trading restricted. Lowest entry fee in the lineup — $39 for a $5K account. Suited for methodical traders who want the lowest upfront commitment and three-stage consistency verification.
Bolt – Instant Funding ($49 for $2.5K, up to $50K): No evaluation required. Direct funded access from $2.5K with leverage up to 1:50. Up to 90% split. No profit target to begin trading; scaling requires meeting performance milestones. Verify full drawdown parameters and rules on the ThinkCapital website for Bolt accounts.
ThinkCapital offers purchasable add-ons for additional features including: weekly payouts (base is bi-weekly), EA allowance on challenge accounts, 90% profit split uplift (base varies), and Swing mode (news trading). These add-ons carry an additional cost of approximately 25% per feature on top of the base challenge fee. This modular structure lets traders pay only for features they need — but traders wanting news trading and EAs should factor the add-on costs into total outlay.
Platforms: ThinkTrader (proprietary), TradingView (integrated), MetaTrader 5. Instruments: Forex, Metals, Commodities, Crypto, Indices. The ThinkMarkets infrastructure provides institutional-grade liquidity and execution across all instrument categories.
ThinkCapital earns a 7.8 BestProp score. The ThinkMarkets backing is the defining differentiator: an established multi-regulated institutional broker providing infrastructure, counterparty credibility, and execution quality that standalone prop firms cannot match. 4.6/5 Trustpilot from 470+ reviews. Three evaluation tracks (1-Step, 2-Step, 3-Step) plus instant access, with Nexus starting at just $39. Fee refund on first payout. Scales to $1.5M. The modular add-on system lets traders pay for exactly the features they need.
Key considerations: news trading is restricted on Lightning and Nexus without the Swing add-on (4-minute blackout around red events), EAs require a funded account or an add-on purchase, and the base bi-weekly payout cycle requires an upgrade for weekly cash flow. Add-ons at ~25% per feature can push the effective cost meaningfully above the base fee for traders wanting full flexibility. Overall ThinkCapital is an excellent choice for traders who value institutional broker backing and a structured, transparent program — particularly on the Dual Step and Nexus tracks.
Here is our full independent review of FundYourFX:
FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.
The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.
Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.
Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.
Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.
Both ThinkCapital and FundYourFX are evenly matched in our scoring. The right choice depends on specific features that matter most to you: pricing, profit split, platforms, or trading conditions.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, both firms score equally. The best choice depends on your trading style, preferred instruments, and account size.
FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundYourFX offers the higher profit split. ThinkCapital: Up to 90%. FundYourFX: 70-80%.
EA policies: ThinkCapital — check the review. FundYourFX — check the review. Always verify the latest policy directly with the firm.
News trading: ThinkCapital — check the review. FundYourFX — check the review.
Read the full ThinkCapital review → · Read the full FundYourFX review →
Both ThinkCapital and FundYourFX are strong prop firms. The right choice depends on your trading style, preferred platform and rules. Use the side-by-side table above to compare the key metrics.
ThinkCapital offers Up to 90% profit split, while FundYourFX offers 70-80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
ThinkCapital processes first payouts in 14 day(s), while FundYourFX takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither ThinkCapital nor FundYourFX are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
