Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FXIFY Futures | FundsCap |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | Up to 90% (2-Step) / 70% (Instant) |
| First Payout | 14 | - |
| Payout Frequency | From day 14 (24-48h processing) | On request (up to 72h processing) |
| Max Account Size | $150,000 | $500,000 |
In this independent head-to-head comparison of FXIFY Futures vs FundsCap, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FXIFY Futures: CME Futures. NinjaTrader + Tradovate + TradingView. $35M+ Paid.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Based on our independent scoring methodology, FXIFY Futures scores 8.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FXIFY Futures scores 8.4/10 vs FundsCap at 8.3/10.
Minimum Fee: FXIFY Futures starts from —; FundsCap starts from $49.
Profit Split: FXIFY Futures offers 80% → 100%; FundsCap offers Up to 90% (2-Step) / 70% (Instant). FundsCap has the higher split.
Platforms: FXIFY Futures supports NinjaTrader, Tradovate, TradingView; FundsCap is on MT4, MT5.
Tradeable Markets: FXIFY Futures covers CME Futures; FundsCap offers Forex, Indices, Commodities, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FXIFY Futures and FundsCap compare on pricing.
FXIFY Futures challenge fees start from —. The firm has operated since 2025. Total payouts to date: $35,000,000+.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
FXIFY Futures profit split: 80% → 100%. FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). FundsCap delivers the higher cut to traders.
Payout frequency: FXIFY Futures pays From day 14 (24-48h processing); FundsCap pays On request (up to 72h processing). Faster payouts are better for cash flow management.
Here is our full independent review of FXIFY Futures:
FXIFY Futures Limited is the futures-dedicated arm of the FXIFY brand, launched in January 2025 and headquartered in Dublin, Ireland. Separate from the main FXIFY CFD platform, FXIFY Futures focuses exclusively on CME-listed contracts tradeable through NinjaTrader, Tradovate, and TradingView. Despite being one of the newer futures prop firms, it has already distributed $35M+ in verified payouts — a strong output for a platform less than 18 months old.
Free Level 1 market data is included on all plans, and instant credential issuance means traders can be in the market within minutes of purchase. The maximum simulated capital ceiling is $750,000.
FXIFY Futures is built for futures traders who want clean programme structures, multiple platform choices, and the credibility of a firm backed by the established FXIFY ecosystem. Three platforms — NinjaTrader 8, Tradovate, and TradingView — cover the main futures trading environments without forcing traders into proprietary software.
The drawdown rules are strict by futures standards: 3–4% max drawdown on EOD (end-of-day) basis. Traders who are used to the dollar-based drawdowns typical of US futures firms will find FXIFY Futures more demanding. The trade-off is a cleaner, percentage-based framework that is consistent across account sizes.
All plans: free Level 1 market data included. First payout available from day 14, processed within 24–48 hours. Scaling ceiling: $750,000 in simulated capital.
Three platforms: NinjaTrader 8, Tradovate, TradingView. Instruments: CME-listed futures contracts. EOD (end-of-day) drawdown calculation — the daily loss limit resets at end of trading day rather than being a live intraday trailing figure. No maximum on trading days.
Drawdown of 3–4% max is among the tightest in the futures prop space — traders who run high-variance intraday strategies should size conservatively on this platform.
FXIFY Futures earns a 7.3 BestProp score. The FXIFY brand backing, Dublin HQ, $35M+ paid out in under 18 months, and three strong futures platform options (including TradingView) are solid foundations. The Expert Plan’s 90% default split — upgradeable to 100% with zero activation fees — is competitive. Free Level 1 data and instant credential issuance remove common friction points.
The 3–4% EOD max drawdown is the most restrictive limit across all futures firms we have reviewed and will not suit high-variance trading styles. Account size range ($50K–$150K base) is limited compared to firms offering $25K entry points or $400K+ ceilings. For disciplined futures traders who can operate within tight drawdown parameters and want a credible EU-based firm, FXIFY Futures is a strong option.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Overall, our independent scoring gives FXIFY Futures the edge in this 2026 comparison. However, both firms have their merits. If FundsCap better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FXIFY Futures scores higher overall (8.4/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FundsCap offers the higher profit split. FXIFY Futures: 80% → 100%. FundsCap: Up to 90% (2-Step) / 70% (Instant).
EA policies: FXIFY Futures — check the review. FundsCap — check the review. Always verify the latest policy directly with the firm.
News trading: FXIFY Futures — check the review. FundsCap — check the review.
Read the full FXIFY Futures review → · Read the full FundsCap review →
Based on our scoring methodology, FXIFY Futures edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FXIFY Futures offers 80% → 100% profit split, while FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FXIFY Futures processes first payouts in 14 day(s), while FundsCap takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither FXIFY Futures nor FundsCap are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
