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Home › Comparisons › Funded Squad vs City Traders Imperium — Which is Better?
Funded Squad
8.9/10
★★★★½
VS
City Traders Imperium
8.6/10
★★★★☆

Funded Squad vs City Traders Imperium — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — Funded Squad Get Funded Now — City Traders Imperium

Funded Squad vs City Traders Imperium — Side-by-Side

Feature Funded Squad City Traders Imperium
Payout
Profit Split 100% (most programs) 80% (up to 100%)
First Payout — On demand (after 7 profitable days)
Payout Frequency On-demand / Daily / Every 5–7 days (by program) Monthly (1-Step/2-Step); Bi-weekly (Instant)
Max Account Size $200,000 $100,000
Our Verdict — Funded Squad vs City Traders Imperium

Winner: Funded Squad

Funded Squad vs City Traders Imperium — Executive Summary (2026)

In this independent head-to-head comparison of Funded Squad vs City Traders Imperium, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Funded Squad: $1K Missed-Payout Penalty. 100% Fee Refunds. Reward Protection.

City Traders Imperium: Est. 2018. No Daily Loss Limit on 1-Step. Monthly Salary. Scales to $4M.

Based on our independent scoring methodology, Funded Squad scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Funded Squad vs City Traders Imperium

BestProp Score: Funded Squad scores 8.9/10 vs City Traders Imperium at 8.6/10.

Minimum Fee: Funded Squad starts from $49; City Traders Imperium starts from $29. City Traders Imperium is cheaper at entry level.

Profit Split: Funded Squad offers 100% (most programs); City Traders Imperium offers 80% (up to 100%). City Traders Imperium has the higher split.

Platforms: Funded Squad supports Platform 5, Match Trader; City Traders Imperium is on MT5, Match Trader.

Tradeable Markets: Funded Squad covers Forex, Metals, Indices, Crypto, Commodities; City Traders Imperium offers Forex (28 pairs), Indices (9), Gold, Silver, Oil, Crypto (BTC, ETH, LTC, ADA, XRP).

Pricing Comparison: Funded Squad vs City Traders Imperium

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Squad and City Traders Imperium compare on pricing.

Funded Squad challenge fees start from $49. They have funded over 30,000+ traders. Total payouts to date: $2,000,000+.

City Traders Imperium challenge fees start from $29. The firm has operated since 2018.

On entry-level pricing, City Traders Imperium offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Funded Squad vs City Traders Imperium

Drawdown Rules

Trading Conditions

Payout Comparison: Funded Squad vs City Traders Imperium

Funded Squad profit split: 100% (most programs). City Traders Imperium profit split: 80% (up to 100%). City Traders Imperium delivers the higher cut to traders.

Payout frequency: Funded Squad pays On-demand / Daily / Every 5–7 days (by program); City Traders Imperium pays Monthly (1-Step/2-Step); Bi-weekly (Instant). Faster payouts are better for cash flow management.

Funded Squad — Full Review

Here is our full independent review of Funded Squad:

Introduction to Funded Squad

Funded Squad is operated by Devionics Technology FZCO, headquartered at Dubai Silicon Oasis, UAE. With 30,000+ traders across 130+ countries and $2M+ in distributed rewards, the platform has grown quickly since launch on the back of a notably trader-friendly ruleset: 100% fee refunds on evaluation accounts, reward protection that lets traders keep profits even after failing the funded phase, and the strongest payout penalty we have reviewed — a $1,000 bonus if their 12-hour processing window is missed.

Six distinct program types give traders genuine choice across instant funding and evaluation paths, all with 100% profit splits (except Instant Pro at 70%) and no time limits.

Who Is Funded Squad For?

Funded Squad suits traders who want low drawdown risk with high profit retention. The 2-Step Squad account’s 12% max drawdown is one of the most forgiving in the space, while the 1-Step Evaluation’s 7% max drawdown with a refundable fee and 100% split is an attractive combination for traders who are confident in their edge but want fee protection if things go wrong.

The scaling plan doubles account size for every 10% profit milestone — a path that reaches $1,000,000 in total allocation. For systematic and EA traders, automated trading is permitted on all platforms and no consistency rules apply on instant accounts.

Challenge Programs

  • Instant Lite ($2.5K–$200K): No profit target, no consistency rules. 3% daily loss limit, 6% max drawdown (trailing). 100% profit split. On-demand payouts. From $49 + $10 platform fee. Leverage 1:50.
  • Instant Pro ($2.5K–$100K): No profit target. 3% daily loss limit, 6% max drawdown (static). 70% profit split. Payouts every 5 days. From $49 + $10 platform fee. Leverage 1:20.
  • 1-Step Evaluation ($5K–$200K): 8% profit target. 3% daily loss limit, 7% max drawdown (static). 100% split. On-demand payouts. From $79 + $10 platform fee. Fee 100% refundable. Leverage 1:100.
  • 1-Step Pro Evaluation ($5K–$200K): 10% profit target (Phase 1); 6% static max DD (Phase 2). 3% daily loss limit. 100% split. Daily payouts. Min 3 trading days Phase 1, min 1 day Phase 2. News trading and weekend holding permitted in Phase 1 only. From $79 + $10 platform fee. Fee 100% refundable. Leverage 1:30.
  • 2-Step Fast ($5K–$200K): 6% target per phase. 4% daily loss limit, 8% max drawdown (static). 100% split. Payouts every 7 days. From $69 + $10 platform fee. Fee 100% refundable. Leverage 1:100.
  • 2-Step Squad ($5K–$200K): 8% Phase 1 / 6% Phase 2 targets. 5% daily loss limit, 12% max drawdown (static) — one of the most generous drawdown buffers available. 100% split. Payouts every 7 days. From $69 + $10 platform fee. Fee 100% refundable. Leverage 1:100.

Reward Protection

Funded Squad offers an unusual guarantee: if a trader fails the funded phase after already receiving payouts, those payouts are not clawed back. Earned rewards remain with the trader regardless of what happens to the account afterward. This removes the risk of a firm claiming back previously paid profits — a practice that has occurred at other firms and caused significant community backlash.

Trading Rules and Platforms

Two platforms: Platform 5 (their proprietary platform, built for speed and advanced order types) and Match Trader. Instruments: forex, metals, indices, crypto, commodities. EAs and automated strategies permitted on all platforms. No consistency rules on instant accounts.

Note: a $10 platform fee applies per account in addition to the challenge fee.

Payouts

  • Guarantee: 12 hours — missed deadline triggers a $1,000 bonus payment (the strongest payout penalty we have reviewed)
  • Frequency: On-demand (1-Step Eval/Instant Lite) | Daily (1-Step Pro) | Every 5 days (Instant Pro) | Every 7 days (2-Step)
  • Methods: Crypto, Rise
  • Scaling ceiling: $1,000,000 (account doubles per 10% profit milestone)
  • Reward protection: Previously paid rewards retained even after funded account failure

Our Verdict

Funded Squad earns a 7.9 BestProp score. The combination of 100% fee refunds, $1,000 payout penalty, reward protection, no consistency rules, and six program types with 100% splits makes the trader-value proposition among the strongest we have reviewed. The 2-Step Squad’s 12% drawdown buffer stands out for traders who need breathing room. Platform 5 is proprietary but capable.

The firm is newer and $2M+ in total payouts — while real — is modest compared to larger firms. No public Trustpilot data was available at time of writing. Overall, Funded Squad is a strong contender for traders who want maximum split retention and fee protection, with the payout guarantee providing a meaningful safety net.

City Traders Imperium — Full Review

Here is our full independent review of City Traders Imperium:

Introduction to City Traders Imperium

City Traders Imperium (CTI) was founded in June 2018, making it one of the longest-established prop firms in the world. Operated by CTI FZCO and headquartered at Dubai Silicon Oasis, UAE, with UK phone support, the firm is led by CEO Daniel Martin and co-founder Martin Najat. CTI holds a 4.5/5 Trustpilot rating from 1,150+ reviews. Maximum initial account: $100,000; maximum combined allocation: $440,000; scaling potential to $4,000,000. All accounts operate on MetaTrader 5 or Match Trader.

CTI distinguishes itself on two fronts: the 1-Step challenge carries no daily loss limit — one of very few prop firms to offer this — and traders receive a monthly salary ($12.50-$500 depending on account size and program) in addition to profit splits. The firm also includes trading education (academy access) with all programs.

Programs

1-Step Challenge ($29-$469 for $2.5K-$100K): Single phase, 8% profit target. No daily loss limit. Max drawdown: 5% static. Minimum 3 profitable days. First payout on demand after 7 profitable days and 2% net profit (or $100 minimum). Subsequent payouts monthly (last 5 days of month). Up to 100% profit split. No time limit. The absence of a daily loss limit is the defining feature — traders cannot be stopped out by a single volatile session as long as their total equity remains above the 5% threshold. Available from $2,500 (entry fee: $29) up to $100,000 ($469).

2-Step Evaluation ($39-$549 for $2.5K-$100K): Phase 1: 10% target. Phase 2: 5% target. Daily loss: 5%. Max drawdown: 10% static. Minimum 3 profitable days. First payout on demand after 7 profitable days. Subsequent payouts monthly. 80-100% split. No time limit. Standard two-phase structure with the widest max drawdown buffer of any CTI program.

Instant Funding ($69-$1,499 for $2.5K-$80K): No evaluation required. 10% profit target required before scaling. Max drawdown: 6% static. First payout on demand after 5 profitable days and 2% net profit. Bi-weekly payouts (14th/15th and last 2 days of month). Up to 100% split. Leverage 1:10. Suitable for traders who want immediate funded access and are willing to demonstrate a 10% gain before accessing scaling.

Instant Funding Pro ($299-$4,799 for $5K-$80K): Premium instant access tier with the same fundamental structure as Instant Funding but at a higher fee level. Verify full specifications and any additional benefits directly on the CTI website.

Monthly Salary

CTI pays a monthly salary to all funded traders regardless of trading performance — amounts range from $12.50/month (small 1-Step) to $500/month ($100K 2-Step or Instant accounts). This is a genuinely unusual feature in the prop firm industry: traders receive guaranteed regular income in addition to their profit split. Confirm exact salary amounts per program on the CTI website.

Commission and Costs

  • Forex and Commodities: $5 per round lot — on the higher end of CFD prop commissions
  • Indices: $0.50 per lot (low)
  • Crypto: Zero commission

The $5/lot forex commission meaningfully impacts scalpers and high-frequency traders. Factor into target calculations: on 100 round trips/month on a $50K account, that is $500 in commission before profit split.

Trading Rules

  • EAs/Algos: Permitted only if the trader owns the source code of the EA. Third-party/commercial EAs are not accepted — a significant restriction compared to many competitors.
  • News trading: Discretionary news trading is allowed. News bracketing bots are prohibited.
  • Martingale: Permitted on 1-Step only, but flagged if more than 10% of profits originate from martingale sequences.
  • Group hedging: Strictly prohibited across accounts.
  • VPN/VPS: Allowed with consistent IP matching the country of registration.
  • Weekend/overnight holds: Permitted — CTI does not restrict these across any program.

Platforms and Instruments

Platforms: MetaTrader 5, Match Trader. Instruments: 28 Forex pairs, 9 major indices (leverage 1:10), Gold, Silver, Oil (leverage 1:10), Crypto (BTC, ETH, LTC, ADA, XRP — zero commission). Leverage on Forex: 1:30. No restrictions on news or overnight trading on funded accounts.

Our Verdict

City Traders Imperium earns a 7.6 BestProp score. Founded in 2018 — over seven years of operation — makes CTI one of the most battle-tested prop firms in existence. The 4.5/5 Trustpilot from 1,150+ reviews reflects a long track record. The no-daily-loss-limit on the 1-Step is a meaningful structural advantage for traders who can manage total drawdown discipline. The monthly salary is a genuinely unique feature that adds a real income floor. Small account sizes from $2,500 at $29 entry fee are accessible. Scales to $4,000,000.

Key trade-offs: the EA restriction (own source code only) makes CTI unsuitable for most algorithmic traders who use commercial tools. The $5/lot forex commission is high and penalises active traders. MT5/Match Trader only limits platform choice. Monthly payouts on 1-Step/2-Step (once per month window) means cash flow is less frequent than bi-weekly or weekly competitors. The 7-profitable-day minimum for first payout also adds waiting time. CTI is best suited to discretionary traders — particularly those with a custom EA — who value longevity and the unique salary feature over faster payouts or EA flexibility.

Funded Squad — Key Strengths

  • BestProp score: 8.9/10
  • Competitive 100% (most programs) profit split
  • Challenge fees from $49
  • 30,000+ funded traders
  • $2,000,000+ total paid out
  • Available on Platform 5, Match Trader

City Traders Imperium — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% (up to 100%) profit split
  • Challenge fees from $29
  • Available on MT5, Match Trader
  • Operating since 2018

Final Verdict: Funded Squad vs City Traders Imperium (2026)

Overall, our independent scoring gives Funded Squad the edge in this 2026 comparison. However, both firms have their merits. If City Traders Imperium better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Funded Squad vs City Traders Imperium

Which is better, Funded Squad or City Traders Imperium?

Based on our independent scoring, Funded Squad scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Funded Squad cheaper than City Traders Imperium?

City Traders Imperium offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Funded Squad or City Traders Imperium?

City Traders Imperium offers the higher profit split. Funded Squad: 100% (most programs). City Traders Imperium: 80% (up to 100%).

Can I use an EA or trading bot?

EA policies: Funded Squad — check the review. City Traders Imperium — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Funded Squad — check the review. City Traders Imperium — check the review.

Read the full Funded Squad review →  ·  Read the full City Traders Imperium review →

Who should choose Funded Squad?
  • Traders wanting 100% (most programs) profit split
  • Users of Platform 5, Match Trader
  • Anyone looking for a top-rated funded challenge
Who should choose City Traders Imperium?
  • Traders wanting 80% (up to 100%) profit split
  • Users of MT5, Match Trader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Funded Squad vs City Traders Imperium

Based on our scoring methodology, Funded Squad edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Funded Squad offers 100% (most programs) profit split, while City Traders Imperium offers 80% (up to 100%) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Funded Squad processes first payouts in a variable timeframe, while City Traders Imperium takes approximately On demand (after 7 profitable days) day(s). Always verify current payout timelines on the firm's website.

Neither Funded Squad nor City Traders Imperium are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Funded Squad
8.9/10
Read Review →
City Traders Imperium
8.6/10
Read Review →