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FXIFY
9.3/10
★★★★½
VS
Funded Trading Plus
8.9/10
★★★★½

FXIFY vs Funded Trading Plus — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — FXIFY View Firm — Funded Trading Plus

FXIFY vs Funded Trading Plus — Side-by-Side

Feature FXIFY Funded Trading Plus
Payout
Profit Split Up to 90% (100% Futures) Up to 100%
Payout Frequency On-demand from day 1 ($50 minimum) Weekly (3, 5, or 7-day intervals)
Max Account Size $400,000 $400,000
Our Verdict — FXIFY vs Funded Trading Plus

Winner: FXIFY

FXIFY vs Funded Trading Plus — Executive Summary (2026)

In this independent head-to-head comparison of FXIFY vs Funded Trading Plus, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.

Funded Trading Plus: 4.7/5 Trustpilot. No Min Trading Days. Weekly Payouts from Day 0. 100% Split.

Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FXIFY vs Funded Trading Plus

BestProp Score: FXIFY scores 9.3/10 vs Funded Trading Plus at 8.9/10.

Minimum Fee: FXIFY starts from $59; Funded Trading Plus starts from $119. FXIFY is cheaper at entry level.

Profit Split: FXIFY offers Up to 90% (100% Futures); Funded Trading Plus offers Up to 100%. FXIFY has the higher split.

Platforms: FXIFY supports MT4, MT5, DXTrade; Funded Trading Plus is on cTrader, Match Trader, DXTrade.

Tradeable Markets: FXIFY covers Forex, Metals, Indices, Crypto, Stocks (300+ symbols); Funded Trading Plus offers Forex, Metals, Energy, Indices, Crypto.

Pricing Comparison: FXIFY vs Funded Trading Plus

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FXIFY and Funded Trading Plus compare on pricing.

FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.

Funded Trading Plus challenge fees start from $119. The firm has operated since 2021.

On entry-level pricing, FXIFY offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FXIFY vs Funded Trading Plus

Drawdown Rules

Trading Conditions

Payout Comparison: FXIFY vs Funded Trading Plus

FXIFY profit split: Up to 90% (100% Futures). Funded Trading Plus profit split: Up to 100%. FXIFY delivers the higher cut to traders.

Payout frequency: FXIFY pays On-demand from day 1 ($50 minimum); Funded Trading Plus pays Weekly (3, 5, or 7-day intervals). Faster payouts are better for cash flow management.

FXIFY — Full Review

Here is our full independent review of FXIFY:

Introduction to FXIFY

FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.

The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.

Who Is FXIFY For?

FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.

Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.

Challenge Programs

  • Lightning Challenge (1-Step, up to $100K): The entry-level path. From $59. Fixed 5% profit target. Up to 90% split. 100% fee refunded on first payout. Fast-track to funded capital for traders who want minimal evaluation friction.
  • One Phase (1-Step, $5K-$400K): Single evaluation with customizable profit targets. Up to 90% split. 100% fee refund. On-demand payouts from first funded day. Fees from $250.
  • Two Phase (2-Step, $5K-$400K): Two-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Suitable for traders who prefer a phased approach with lower per-phase pressure.
  • Three Phase (3-Step, $5K-$400K): Three-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Lowest required target per phase of the evaluation tracks.
  • Instant Funding (up to $50K): No evaluation required. No profit target. Access funded capital immediately. Up to 90% split. On-demand payouts.
  • Futures Trading (up to $450K): Dedicated futures track. Funded within 3 days. Up to 100% profit split – the only FXIFY programme offering 100%. Customizable targets.

All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.

Trading Rules and Platforms

Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.

Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.

Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.

Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.

Payouts

  • Total paid: $40M+ | Highest single payout: $117,000
  • First payout: On demand from first funded trading day
  • Minimum withdrawal: $50 (lowest in our database)
  • Fee refund: 100% on all evaluation programmes
  • Split: Up to 90% (CFD) | Up to 100% (Futures)
  • Scaling ceiling: $4,000,000

Monthly Competitions

FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.

Our Verdict

FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.

The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.

Funded Trading Plus — Full Review

Here is our full independent review of Funded Trading Plus:

Introduction to Funded Trading Plus

Funded Trading Plus (FTP) was founded in November 2021 by co-founder Simon Massey and is operated by FTP London Ltd, registered at 7 Bell Yard, London WC2A 2JR, UK. The firm has built one of the strongest reputations in the CFD prop space: 4.7/5 Trustpilot from over 2,000 reviews, with more than 90% five-star ratings. Maximum initial account size is $400,000, scaling to $2,500,000 with the Enhanced Scaling add-on. All programs operate on cTrader, Match Trader, or DXTrade with access to Forex, Metals, Energy, Indices, and Crypto.

The defining operational strengths: no minimum trading days on four of six programs, weekly payouts from Day 0, and a 100% profit split achievable on all programs after scaling. EAs, algos, and bots are fully supported.

Programs

One-Phase Experienced ($119-$949 for $12.5K-$200K): Single phase, 10% profit target. Daily loss: 4%. Max drawdown: 6% static. No minimum trading days. Up to 100% split. Minimum $50 withdrawal. First payout from Day 0. Best for experienced traders who want a clean single-phase structure with no time pressure.

Two-Phase Premium ($247-$1,097 for $25K-$200K): Phase 1: 8%. Phase 2: 5%. Daily loss: 4%. Max drawdown: 8% static. No minimum trading days. Up to 100% split. A balanced two-phase program with lower combined targets (8%+5%) and tighter daily loss than Advanced.

Two-Phase Advanced ($249-$1,099 for $25K-$200K): Phase 1: 10%. Phase 2: 5%. Daily loss: 5%. Max drawdown: 10% static. No minimum trading days. Up to 100% split. Wider buffers than Premium — suited to traders who want more room and are comfortable with a higher combined target.

Prestige Lite ($129-$209 for $25K-$50K) and Prestige Pro ($139-$469 for $25K-$200K): Both follow a 10%/5% two-phase structure with 5% daily DD, 10% max DD, and a minimum 3 trading days requirement — the only programs in the lineup with a minimum day rule. Weekly payouts. Up to 100% split.

Master Instant Funding ($225-$4,500 for $5K-$100K): No evaluation. No profit target. Daily loss: 6%. Max drawdown: 6% static. Immediate funded access. Cannot hold positions over weekends. Up to 100% split. First payout from Day 0, weekly thereafter. The high fees relative to account size reflect the absence of any evaluation hurdle.

Payouts and Scaling

  • Frequency: Weekly (choose 3, 5, or 7-day payout intervals)
  • Processing: Same-day in most cases; 2 business day maximum
  • Minimum withdrawal: $50
  • Methods: Cryptocurrency wallets, Bank Wire Transfer
  • Scaling: Triggered by 10% simulated profit. Scales up to $400K base, or $2.5M with Enhanced Scaling add-on. No time restrictions on scaling requests.

Trading Rules

  • EAs/Algos/Bots: Fully permitted on all programs.
  • Hedging: Permitted within the same account. Prohibited across multiple accounts.
  • Arbitrage: Strictly prohibited.
  • News trading: Not explicitly restricted — confirm with support for specific programs.
  • Weekend holds: Not permitted on Master Instant Funding accounts. Permitted on evaluation programs.
  • Drawdown type: Static (total loss limit) on all programs — no trailing drawdown.

Platforms and Instruments

Platforms: cTrader, Match Trader, DXTrade. Instruments: Forex, Metals, Energy, Indices, Crypto. Three-platform choice is above average for UK-registered firms. cTrader offers institutional-grade execution with raw spreads on many pairs.

Our Verdict

Funded Trading Plus earns an 8.0 BestProp score — one of the strongest among UK-registered prop firms. The 4.7/5 Trustpilot from 2,000+ reviews (90%+ five-star) is an exceptional credibility signal for a firm founded in 2021. No minimum trading days on four programs removes artificial time pressure. Weekly payouts from Day 0, full EA support, a 100% achievable profit split, and a £400K maximum allocation make this a trader-first operation. Static drawdown across all programs means there is no trailing high-water mark to worry about intraday.

The main considerations: Master Instant Funding has very high fees relative to account size ($4,500 for $100K instant access), weekend holds are prohibited on Instant accounts, and news trading restrictions are not clearly published — verify before purchase if event trading is part of your strategy. Overall, FTP is a top-tier option for systematic traders, EA operators, and anyone who values payout speed and operational reliability over the lowest possible entry fee.

FXIFY — Key Strengths

  • BestProp score: 9.3/10
  • Competitive Up to 90% (100% Futures) profit split
  • Challenge fees from $59
  • 250,000+ funded traders
  • $40,000,000+ total paid out
  • Available on MT4, MT5, DXTrade
  • Operating since 2023

Funded Trading Plus — Key Strengths

  • BestProp score: 8.9/10
  • Competitive Up to 100% profit split
  • Challenge fees from $119
  • Available on cTrader, Match Trader, DXTrade
  • Operating since 2021

Final Verdict: FXIFY vs Funded Trading Plus (2026)

Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If Funded Trading Plus better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FXIFY vs Funded Trading Plus

Which is better, FXIFY or Funded Trading Plus?

Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FXIFY cheaper than Funded Trading Plus?

FXIFY offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FXIFY or Funded Trading Plus?

FXIFY offers the higher profit split. FXIFY: Up to 90% (100% Futures). Funded Trading Plus: Up to 100%.

Can I use an EA or trading bot?

EA policies: FXIFY — check the review. Funded Trading Plus — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FXIFY — check the review. Funded Trading Plus — check the review.

Read the full FXIFY review →  ·  Read the full Funded Trading Plus review →

Who should choose FXIFY?
  • Traders wanting Up to 90% (100% Futures) profit split
  • Users of MT4, MT5, DXTrade
  • Anyone looking for a top-rated funded challenge
Who should choose Funded Trading Plus?
  • Traders wanting Up to 100% profit split
  • Users of cTrader, Match Trader, DXTrade
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FXIFY vs Funded Trading Plus

Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FXIFY offers Up to 90% (100% Futures) profit split, while Funded Trading Plus offers Up to 100% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Both firms aim for fast payouts. Check each firm's website for the current payout schedule, as processing times may vary.

Neither FXIFY nor Funded Trading Plus are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FXIFY
9.3/10
Read Review →
Funded Trading Plus
8.9/10
Read Review →