Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | SuperFunded | Top One Trader |
|---|---|---|
| Payout | ||
| Profit Split | 80% (up to 90%) | Up to 90% |
| First Payout | 14 | 1 |
| Payout Frequency | Bi-weekly / On-demand | Bi-weekly (Weekly on 2-Step, 90-min on Instant) |
| Max Account Size | $200,000 | $200,000 |
Winner: Top One Trader
In this independent head-to-head comparison of SuperFunded vs Top One Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
SuperFunded: Eightcap-Backed. Fee Refund on First Payout. No Min Trading Days on Turbo.
Top One Trader: 100% Fee Refund on Passing. 90-Min Payouts. Scales to $5M. 4.6/5 Trustpilot.
Based on our independent scoring methodology, Top One Trader scores 8.5/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: SuperFunded scores 7.8/10 vs Top One Trader at 8.5/10.
Minimum Fee: SuperFunded starts from $33; Top One Trader starts from $59. SuperFunded is cheaper at entry level.
Profit Split: SuperFunded offers 80% (up to 90%); Top One Trader offers Up to 90%. SuperFunded has the higher split.
Platforms: SuperFunded supports TradeLocker, DXTrade, cTrader, Match-Trader; Top One Trader is on TradeLocker, Match Trader, cTrader, MT5.
Tradeable Markets: SuperFunded covers Forex, Metals, Energy, Indices, Crypto (500+ assets); Top One Trader offers Forex, Indices, Metals, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how SuperFunded and Top One Trader compare on pricing.
SuperFunded challenge fees start from $33. The firm has operated since 2023.
Top One Trader challenge fees start from $59. The firm has operated since 2023. They have funded over 26,000+ traders. Total payouts to date: $5,000,000+.
On entry-level pricing, SuperFunded offers a lower starting fee — an important factor if you are testing with a smaller account first.
SuperFunded profit split: 80% (up to 90%). Top One Trader profit split: Up to 90%. SuperFunded delivers the higher cut to traders.
Payout frequency: SuperFunded pays Bi-weekly / On-demand; Top One Trader pays Bi-weekly (Weekly on 2-Step, 90-min on Instant). Faster payouts are better for cash flow management.
Here is our full independent review of SuperFunded:
SuperFunded was founded in 2023 and is operated from Australia by CEO Ryu Takahashi. The firm partners with Eightcap, a regulated Australian broker, providing the brokerage infrastructure behind funded accounts. Two evaluation tracks are available – a 1-Step Turbo and a 2-Step Classic – across account sizes from $3,000 to $200,000, with maximum combined allocation of $600,000 across three simultaneous accounts (up to $1.5M via scaling per TPO data). No MetaTrader is supported; trading runs exclusively on modern platforms.
1-Step Turbo: A single evaluation phase with a 10% profit target. Max drawdown: 6% trailing (the drawdown threshold rises with the account equity high watermark). Daily drawdown: 4-5%. No minimum trading days. No time limit. Fees: $89 ($10K), $299 ($50K), $499 ($100K). Challenge fees refunded on first payout.
2-Step Classic ($33-$999 for $3K-$200K): Phase 1: 10% profit target. Phase 2: 5%. Max drawdown: 10% static (fixed from starting balance, never trails). Daily drawdown: 5%. Minimum 4 trading days per phase. No time limit. Profit split up to 90%. Challenge fees refunded on first payout.
The drawdown structure distinction is meaningful: the Turbo’s 6% trailing drawdown tightens as profits accumulate, while the Classic’s 10% static drawdown remains fixed regardless of how much the account grows. Consistent traders who grow the account quickly may find the Classic easier to hold despite its longer evaluation path.
TradeLocker, DXTrade, cTrader, Match-Trader. Four modern platforms, none of which are MetaTrader. Traders who require MT4/MT5 cannot use SuperFunded.
SuperFunded earns a 6.5 BestProp score. The Eightcap partnership with ASIC regulation gives the firm a credible brokerage foundation. Four modern platforms, news and weekend trading permitted, no minimum trading days on Turbo, and fee refund on first payout are genuine positives. The 2-Step Classic’s static 10% drawdown is generous by industry standards.
The main concerns: the Trustpilot review count is small (30+ reviews at 4.2-4.4/5) meaning the independent sample size is limited, the founding timeline has been reported inconsistently across sources (2023 vs 2024), no MetaTrader support rules out a significant portion of traders, and the maximum combined allocation of $600K is lower than many competitors. The 1-Step Turbo’s trailing drawdown is also more punishing than it first appears once a trader starts building equity. Start with the 2-Step Classic at a lower account size to verify the payout process.
Here is our full independent review of Top One Trader:
Top One Trader was founded in 2023 and is headquartered in Sheridan, Wyoming, USA, led by co-CEOs Matt Morris and Brycen Coffman. The firm has distributed $5M+ in verified payouts to over 26,000 traders worldwide and holds a 4.6/5 Trustpilot rating from 712 reviews. Maximum initial account size is $200,000, with scaling potential to $5,000,000 — one of the higher scaling ceilings in the space. Challenge fees are 100% refunded upon successful evaluation completion.
Top One Trader’s flagship differentiator is payout speed: average processing time is 1 hour 44 minutes from approval, with same-day payments across all programs. The platform supports TradeLocker, Match Trader, cTrader, and MT5.
Single-phase evaluation with a 10% profit target. Daily loss: 4%. Max drawdown: 7% trailing. Leverage up to 1:10. No consistency rule. Minimum 3 profitable trading days. Weekend holds permitted. Fee refunded on passing. Up to 90% profit split. Fees: $5K/$59, $10K/$99, $25K/$199, $50K/$265, $100K/$532, $200K/$999.
Two-phase evaluation. Phase 1: 8% target. Phase 2: 5% target. Daily loss: 5%. Max drawdown: 10% static. Leverage up to 1:30. Consistency rule: single best day may not exceed 50% of total profits. Minimum 5 trading days required (vs 3 on Flash). Weekly payouts available. Up to 90% split. Fee refunded on passing. Maximum account size $100,000 (2-Step does not scale to $200K at entry). Fees: $5K/$79, $10K/$125, $25K/$235, $50K/$325, $100K/$699.
No evaluation stage — trader begins in a funded account immediately. No profit target. No daily loss limit. Max drawdown: 6% trailing. Leverage up to 1:50. Consistency rule: best day may not exceed 20% of total profits. Average payout: 90 minutes. Up to 90% split. Weekend holds: 15% of account value maximum. Fees: $5K/$125, $10K/$209, $25K/$392, $50K/$543, $100K/$1,057, $200K/$2,349.
Pay $7 initially, remainder ($165-$275 depending on size) only after passing a light evaluation. 5% profit target, no daily loss limit, only 6% max drawdown. 100% profit split when funded. Available at $25K-$200K. A low-risk entry point for traders who prefer outcome-based fee payment.
cTrader offers the best execution environment with lowest spreads and zero commission on metals and indices.
Platforms: TradeLocker, Match Trader, cTrader, MetaTrader 5. Instruments: Forex (majors, minors, exotics), 15 global indices, Gold, Silver, Bitcoin, Ethereum. Four-platform choice is above average for the industry.
Top One Trader earns a 7.4 BestProp score. Founded in 2023, Wyoming USA. 4.6/5 Trustpilot from 712 reviews is solid for a relatively young firm. The 100% fee refund on successful challenge completion removes a key barrier to entry — traders pay zero net cost to get funded if they pass. The $5M scaling ceiling and sub-2-hour payout average are standout operational strengths. Four supported platforms (including cTrader with institutional-tier spreads) and a genuine Nova pay-after-passing option round out a well-structured offering.
Notable trade-offs: the 50% consistency rule on 2-Step penalises traders who have one outsized day even if their overall P&L is strong. Instant Funding’s 20% consistency rule is similarly restrictive. The 2-Step maximum account of $100K means traders wanting $200K must use the Flash program. Commission applies on all platforms at $2.00-$2.50/lot — factor this into target calculations. Founded only in 2023, so the track record, while promising, remains under three years old.
Overall, our independent scoring gives Top One Trader the edge in this 2026 comparison. However, both firms have their merits. If SuperFunded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Top One Trader scores higher overall (8.5/10). The best choice depends on your trading style, preferred instruments, and account size.
SuperFunded offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
SuperFunded offers the higher profit split. SuperFunded: 80% (up to 90%). Top One Trader: Up to 90%.
EA policies: SuperFunded — check the review. Top One Trader — check the review. Always verify the latest policy directly with the firm.
News trading: SuperFunded — check the review. Top One Trader — check the review.
Read the full SuperFunded review → · Read the full Top One Trader review →
Based on our scoring methodology, Top One Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
SuperFunded offers 80% (up to 90%) profit split, while Top One Trader offers Up to 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
SuperFunded processes first payouts in 14 day(s), while Top One Trader takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither SuperFunded nor Top One Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
