Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Alpha Capital Group | Instant Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% | 80% (up to 95%) |
| First Payout | — | 14 |
| Payout Frequency | Bi-weekly or on-demand | On-demand / 14-day / Weekly (varies by program) |
| Max Account Size | $200,000 | $300,000 |
Winner: Alpha Capital Group
In this independent head-to-head comparison of Alpha Capital Group vs Instant Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Alpha Capital Group: Four Evaluation Paths. One Million Traders. $100M Paid.
Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.
Based on our independent scoring methodology, Alpha Capital Group scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Alpha Capital Group scores 8.9/10 vs Instant Funding at 8.8/10.
Minimum Fee: Alpha Capital Group starts from $50; Instant Funding starts from -.
Profit Split: Alpha Capital Group offers 80%; Instant Funding offers 80% (up to 95%). Instant Funding has the higher split.
Platforms: Alpha Capital Group supports MT5, cTrader, DXtrade; Instant Funding is on cTrader, Match Trader, MT5.
Tradeable Markets: Alpha Capital Group covers Forex, Metals, Indices, Commodities; Instant Funding offers Forex, Metals, Energy, Indices, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Alpha Capital Group and Instant Funding compare on pricing.
Alpha Capital Group challenge fees start from $50. The firm has operated since 2021. They have funded over 1,200,000+ traders. Total payouts to date: $100M+.
Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.
Alpha Capital Group profit split: 80%. Instant Funding profit split: 80% (up to 95%). Instant Funding delivers the higher cut to traders.
Payout frequency: Alpha Capital Group pays Bi-weekly or on-demand; Instant Funding pays On-demand / 14-day / Weekly (varies by program). Faster payouts are better for cash flow management.
Here is our full independent review of Alpha Capital Group:
Alpha Capital Group is a UK-based prop firm founded in November 2021 by George Kohler and Andrew Blaylock. With 1.2 million+ traders across 140+ countries and $100M+ in performance fees paid out, it is one of the largest prop firms by trader count outside of FTMO. The firm offers four evaluation paths — Alpha One, Alpha Pro, Alpha Swing, and Alpha Three — each with distinct drawdown structures and profit target sequences, giving traders more genuine program diversity than most competitors.
The firm’s broker arm, ACG Markets, is licensed in Seychelles, providing the regulated infrastructure behind the simulated trading environment. Note: Alpha Capital Group does not accept US residents or citizens.
Alpha Capital Group suits non-US forex and multi-asset traders who want to choose between trailing and static drawdown structures based on their strategy. The Alpha One trailing drawdown — which locks permanently at the starting balance once you are 6% in profit — is one of the most trader-friendly trailing drawdown structures in the industry: the trailing period ends once you clear the threshold, removing the risk of giving back gains indefinitely.
The three Alpha Pro variants (6%, 8%, 10% targets) also give traders genuine control over the difficulty/cost trade-off, rather than a single fixed evaluation path.
Alpha Capital Group offers four evaluation paths:
Three platforms supported: MT5, cTrader, and DXtrade — covering the full range of preferences from legacy MetaTrader users to modern platform traders. Instruments include forex pairs, metals, indices, and commodities. Spreads from 0 pips with zero commission.
Alpha Capital Group earns an 8.0 BestProp score. The 1.2M+ trader base and $100M+ in payouts establish it as one of the most proven mid-tier prop firms available. The program diversity — four evaluation paths with three Pro variants — is genuinely useful rather than marketing noise, and the Alpha One trailing drawdown lock is one of the most intelligent trailing structures we have seen.
The 80% maximum split (no path to 90%+) and the Best Day Rule on on-demand withdrawals are the main limitations. For non-US traders who want program flexibility and a proven track record at competitive fees, Alpha Capital Group is a strong choice.
Here is our full independent review of Instant Funding:
Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.
The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.
Instant Funding’s eight programs fall into three families:
No-Evaluation (Instant) Programs:
One-Phase Evaluation Programs:
Two-Phase Evaluation Programs:
The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.
Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.
Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.
The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.
Overall, our independent scoring gives Alpha Capital Group the edge in this 2026 comparison. However, both firms have their merits. If Instant Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Alpha Capital Group scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Instant Funding offers the higher profit split. Alpha Capital Group: 80%. Instant Funding: 80% (up to 95%).
EA policies: Alpha Capital Group — check the review. Instant Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Alpha Capital Group — check the review. Instant Funding — check the review.
Read the full Alpha Capital Group review → · Read the full Instant Funding review →
Based on our scoring methodology, Alpha Capital Group edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Alpha Capital Group offers 80% profit split, while Instant Funding offers 80% (up to 95%) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Alpha Capital Group processes first payouts in a variable timeframe, while Instant Funding takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Alpha Capital Group nor Instant Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
