Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | The5ers | FXIFY |
|---|---|---|
| Payout | ||
| Profit Split | 75% → 100% | Up to 90% (100% Futures) |
| First Payout | 16 | — |
| Payout Frequency | Monthly (avg 16 days) | On-demand from day 1 ($50 minimum) |
| Max Account Size | $250,000 | $400,000 |
In this independent head-to-head comparison of The5ers vs FXIFY, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
The5ers: Scale to $4 Million. No Upfront Fee Required.
FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.
Based on our independent scoring methodology, The5ers scores 9.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: The5ers scores 9.4/10 vs FXIFY at 9.3/10.
Minimum Fee: The5ers starts from From $15; FXIFY starts from $59. The5ers is cheaper at entry level.
Profit Split: The5ers offers 75% → 100%; FXIFY offers Up to 90% (100% Futures). FXIFY has the higher split.
Platforms: The5ers supports MT5 Hedge; FXIFY is on MT4, MT5, DXTrade.
Tradeable Markets: The5ers covers Forex, Metals, Indices, Crypto, Stocks, Commodities; FXIFY offers Forex, Metals, Indices, Crypto, Stocks (300+ symbols).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how The5ers and FXIFY compare on pricing.
The5ers challenge fees start from From $15. The firm has operated since 2016. They have funded over 262,000+ traders.
FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.
On entry-level pricing, The5ers offers a lower starting fee — an important factor if you are testing with a smaller account first.
The5ers profit split: 75% → 100%. FXIFY profit split: Up to 90% (100% Futures). FXIFY delivers the higher cut to traders.
Payout frequency: The5ers pays Monthly (avg 16 days); FXIFY pays On-demand from day 1 ($50 minimum). Faster payouts are better for cash flow management.
Here is our full independent review of The5ers:
The5ers has been funding traders since January 2016, making it one of the two oldest major prop firms in the industry alongside FTMO. Founded by Saul Lokier and headquartered in Raanana, Israel, the firm has funded over 262,000 traders across 149 employees in 23 countries. That track record — nearly a decade of consistent operation — is the foundation of its reputation.
The firm’s standout program is Hyper Growth: a no-upfront-fee model where traders enter a scaling account that doubles with every 10% profit milestone, growing toward a maximum of $4,000,000. For experienced traders with a proven system, it is one of the highest-ceiling funded trading opportunities available.
The5ers suits experienced forex and multi-asset traders who value long-term capital scaling over fast payouts or high initial splits. The progression from small accounts to multi-million dollar funding is the core appeal — the trade-off is slower payout cycles and lower initial profit splits compared to newer competitors.
The Hyper Growth program’s no-fee entry model also makes The5ers uniquely accessible for skilled traders who can’t or prefer not to pay upfront challenge fees. If your strategy produces consistent 10% gains, the doubling scaling plan is one of the most powerful funding structures available.
The5ers offers four distinct programs:
The5ers earns an 8.6 BestProp score. Nearly a decade of operation, 262,000+ funded traders, and the Hyper Growth program’s $4M ceiling make it one of the most legitimate and ambitious funded trading programs available. The no-upfront-fee Hyper Growth entry is genuinely unique at this scale.
The trade-offs are real: monthly payouts with a 16-day average are slower than most competitors, and the initial 75% split on Hyper Growth is below the 80%+ standard elsewhere. Traders who prioritise payout speed or initial split percentage will find better options. But for those building a long-term funded trading career, The5ers’ scaling architecture and decade-long track record are hard to match.
Here is our full independent review of FXIFY:
FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.
The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.
FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.
Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.
All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.
Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.
Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.
Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.
Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.
FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.
FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.
The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.
Overall, our independent scoring gives The5ers the edge in this 2026 comparison. However, both firms have their merits. If FXIFY better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, The5ers scores higher overall (9.4/10). The best choice depends on your trading style, preferred instruments, and account size.
The5ers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FXIFY offers the higher profit split. The5ers: 75% → 100%. FXIFY: Up to 90% (100% Futures).
EA policies: The5ers — check the review. FXIFY — check the review. Always verify the latest policy directly with the firm.
News trading: The5ers — check the review. FXIFY — check the review.
Read the full The5ers review → · Read the full FXIFY review →
Based on our scoring methodology, The5ers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
The5ers offers 75% → 100% profit split, while FXIFY offers Up to 90% (100% Futures) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
The5ers processes first payouts in 16 day(s), while FXIFY takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither The5ers nor FXIFY are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
